My Office's Listings

Some or all of the listings below are provided by the Ryan Realty office.
$339,000 (USD)
Active

Oakland Terrace Add Area Single Family Home

Active

1305 Ware Drive Panama City, FL 32401

3 Bed
2 Baths
2032 sqft
MLS# 788802
Welcome to 1305 Ware Drive, a charming 3-bedroom, 1.5-bath home nestled in the heart of Historic St. Andrews in Panama City, Florida. Designed with both comfort and entertaining in mind, this home offers spacious living areas inside and out.

Inside you will find an expansive family room/ flex space that can be a home office, large family room, or even an in home gym. Continue on to the main attraction, a chef's dream with quartz countertops and stainless steel appliances where you can cook with natural gas. The open flow to the living area and dining make this ideal for entertaining. Whether it's just a few friends or the whole family over during the holidays, the space is sure to please.

Step outside to your private backyard retreat featuring a summer kitchen with natural gas grill, green egg and pergola which make for a functional and enjoyable setting for outdoor meals. The gas fire pit, spacious covered patio and 8' privacy fenced in backyard make this home perfect for hosting gatherings year-round. The generous outdoor space provides plenty of room to relax, dine, and enjoy Florida living at its best. A private well allows for you to water your lawn and plants at your leisure without breaking the bank. This highly sustainable, cost effective feature allows you to maintain a thriving landscape.

Off of the primary suite and walk in closet you will find an opportunity to create your own dream ensuite. Already plumbed for vessel tub, large walk in shower, double vanity and water closet, the majority of fixtures have been purchased and are on site. French doors open up to a separate landing where you can enjoy a morning cup of coffee or wind down at the end of a long day.

Freshly paved roads with new infrastructure including sewer, water and fire hydrant. Ideally located just minutes from St. Andrews Bay and downtown Panama City and a short drive to the world-renowned white sugar sand beaches, this home combines convenience, character, and a coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers it all.

Call today to schedule your showing!

A few notable upgrades include complete re-roof in 2019 (post Hurricane Michael), and new tankless water heater (September 2025).

Located in Flood Zone X.

*Please note, the fireplace in formal living/dining area has an electric insert. Chimney and flu have been removed.

**Buyer to verify all information and measurements, if important*

***Listing agent is related to seller.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Brittany McLaughlin, Century 21 Ryan Realty
$331,999 (USD)
Active

Edgewater Golf Villas Iv Area Condominium

Active

520 Richard Jackson Boulevard 1008 Panama City Beach, FL 32407

2 Bed
2 Baths
1254 sqft
MLS# 776691
Turnkey Furnished Edgewater Villa with Pond View and Resort Amenities, this 2-bedroom, 2-bath Edgewater Beach Resort villa offers the convenience, condition, and resort lifestyle today's Panama City Beach buyers are looking for. Located on the second floor with 1,254 sq. ft., a desirable split-bedroom layout, and a private balcony overlooking the pond, this villa delivers a comfortable setting for second-home ownership, vacation use, or potential rental income.

Major improvements have already been completed, including a 2022 interior renovation, HVAC replacement in 2020, dishwasher in 2023, and hot water heater in 2024. For buyers, that means fewer immediate update concerns and a smoother path to enjoying the property from day one. Offered fully furnished, the villa is well-positioned for a turnkey transition.

Edgewater Beach Resort remains one of Panama City Beach's most recognized full-service resorts, offering an extensive amenity package that includes multiple pools, golf, tennis, pickleball, fitness options, beachfront dining, and direct beach access. Its central location near shopping, restaurants, entertainment, and the Gulf makes it appealing for owners and vacation guests alike.

For buyers searching for an updated Edgewater villa in Panama City Beach with strong resort appeal, furnished convenience, and long-term ownership flexibility, Villa 1008 is a compelling opportunity.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Helen Ferrell, Century 21 Ryan Realty
$325,000 (USD)
Active

Biltmore Beach Area Single Family Home

Active

5219 Sunset Avenue Panama City, FL 32408

1 Bed
1 Baths
768 sqft
MLS# 787061
Welcome to Pirate's Paradise, a truly unique coastal cottage complete with two authentic, themed cannons that set the tone for this fun and memorable beach escape. The detached garage/studio and oversized storage shed adds extra value to this one-of-a-kind property. Perfectly positioned in one of the best locations on East Panama City Beach, you're just an 8-minute walk to Beach Access 4 and Schooners, and only a 3-minute drive to St. Andrews State Park, ideal for beach days, boating, and exploring the Gulf Coast's most beloved natural areas.

Built in 2016, this charming home features durable Hardie board siding, a metal roof, a welcoming screened front porch, and a fully fenced yard for privacy and outdoor enjoyment. Major mechanical peace of mind comes with a new AC installed in 2024.

Inside, the home offers a bright, efficient layout with thoughtful upgrades throughout including:
non-slip tile flooring - durable, and perfect for sandy feet, open-concept living and kitchen with granite countertops and island bar, inside laundry hookup, spacious primary suite with walk-in closet, 2'' blinds throughout, and a huge walk-in tile shower with a new vanity in the bathroom. Move-in ready or rental-ready with low-maintenance finishes.

The detached garage is divided into a studio on the back and golf cart garage in the front. The garage studio a rare opportunity for additional rental income potential with insulation, walls, wall AC unit, and laundry hookup already installed. Finish out as a studio apartment with kitchenette and bathroom for a private guest suite. If you're looking for garage space, it can easily be converted back to an oversized one-car garage as well.

A large backyard storage shed adds even more flexibility - ideal for a game room, workshop, hobby space, or extra storage.

Whether you're seeking a personal beach getaway, a short- or long-term rental, or a property with room to grow, Pirate's Paradise delivers unmatched character and potential in one of Panama City Beach's most desirable areas.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty
$299,000 (USD)
Pending

Callaway Area Single Family Home

Pending

8347 James Street Panama City, FL 32404

3 Bed
2 Baths
1785 sqft
MLS# 790196
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' WELCOME to 8347 James Street in Panama City! A Northwest Florida property custom-built for the military family lifestyle. Situated on a generous .38-acre lot, this spacious 3-bedroom, 2-bath home offers the room, flexibility, and outdoor freedom that base families are always searching for. Boasting approximately 1,785 sq ft of heated and cooled living space (2,536 total sq ft), the property features an attached front-loading garage as well as a massive detached garage/workshop in the backyard.

Just minutes from Tyndall Air Force Base, this location is ideal for active-duty military, defense contractors, or retirees looking for an easy commute while enjoying the laid-back Gulf Coast lifestyle. Whether you need extra space for tactical gear, tools, hobbies, a home gym, or secure parking for boats, trailers, and weekend projects, the detached workshop gives you the ultimate flexibility that is incredibly rare in today's market.

Inside, the home features a functional split-bedroom layout, a spacious living area centered around a cozy fireplace, and plenty of room for everyday family life and entertaining. Outside is where this property truly shines. The oversized front yard provides exceptional curb appeal, while the large, fully fenced backyard is a private oasis perfect for kids, pets, cookouts, and enjoying Florida evenings under the stars.

Located in the high-growth Callaway area of Panama City, you are just minutes from local shopping, schools, parks, public boat ramps, and a short drive to the world-famous white-sand beaches. This is the kind of property that gives military families exactly what they need: space, convenience, privacy, and a place to thrive both on and off duty.

Buyer to verify all dimensions and information deemed important.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Eric Huston, Century 21 Ryan Realty
$289,000 (USD)
Pending

Shores Of Panama Phase I Area Condominium

Pending

9900 S Thomas Drive 406 Panama City, FL 32408

0 Bed
1 Baths
473 sqft
MLS# 785730
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS

THE VIBE: LUXURY COASTAL LIVING AT SHORES OF PANAMA 406
Experience the ultimate Panama City Beach getaway in this stunning 4th-floor studio sanctuary. Positioned at the perfect ''sweet spot'' elevation, Unit 406 offers breathtaking, bird's-eye views of the emerald turquoise Gulf and the world-famous tropical lagoon pool without being ''too high'' for comfort. This is where coastal charm meets resort luxury--the ideal turnkey investment or personal beach escape!

THE SPACE: COZY, MODERN, AND FULLY EQUIPPED
Forget cramped hotel rooms; this spacious studio is designed for comfort and style. The sleeping quarters feature a plush King-sized bed and a full-sized pull-out sleeper sofa which makes this unit perfect for small families or couples. Elegant porcelain tile flows throughout the entire condo for a clean, beach-ready feel. The gourmet kitchen is a fully equipped culinary space boasting sleek granite countertops, a high-efficiency ceramic cooktop, and all major appliances. For modern entertainment, relax with a 42-inch flat-screen TV integrated with Roku for all your streaming needs. This unit even includes a convenient in-suite stackable washer and dryer and a bathroom featuring a marble vanity and tub/shower combo.

THE BALCONY: YOUR PRIVATE FRONT-ROW SEAT
Step out onto your oversized private balcony to soak in the salt air. With plenty of outdoor furniture, this is the premier spot for morning coffee or sunset cocktails while overlooking the most photographed pool deck in Florida. The views are simply ideal--not too high, not too low, and still perfect for catching those sweeping beach vistas and famous Gulf sunsets.

THE LOCATION: THE HEART OF PCB ACTION
You are in the center of it all! Shores of Panama is famously situated within easy walking distance to the beach's best attractions, shopping, and dining. Most notably, the legendary Pineapple Willy's is located directly next door for world-class ribs and beachfront drinks. Where better to enjoy the best of the beach than from your own 4th-floor condominium?

THE RESORT: A TROPICAL PARADISE UNLIKE ANY OTHER
Shores of Panama is a destination unto itself, defined by its ''picture-postcard'' landscaping and massive lagoon-style footprint that has to be seen to be believed. The resort features a breathtaking 13,966 square foot Gulf-side lagoon pool with zero-entry access, dolphin fountains, lagoon bridges, and waterfalls. For relaxation, enjoy the large Gulf-front Jacuzzi, two on-site Tiki bars serving lunch and dinner, or head inside to the heated indoor pool and indoor hot tub for year-round enjoyment. The resort also offers a state-of-the-art fitness center, covered on-site parking deck, private beach access, and seasonal poolside entertainment.

RESORT AMENITIES AT A GLANCE
Massive Gulf-side lagoon pool and hot tub along with a large heated indoor pool and second Jacuzzi. Covered on-site parking deck with private gated beach access. Two Tiki bars serving delicious food and drinks plus high-speed internet and seasonal beach activities.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Danielle Kemp, Century 21 Ryan Realty