8614 Surf Drive, Panama City, Fl 32408 Panama City Beach, FL 32408
11 Bed
0 Baths
7723 sqft
MLS# NMLUGLJWKHECF
Exceptional Investment Opportunity in Prime Beachfront Location This commercial property, strategically zoned for high-intensity development, presents a rare chance to own a substantial parcel of land exceeding half an acre, situated directly across from the stunning beaches and the Gulf of Mexico. The income-producing 11-unit inn, fully furnished and impeccably maintained, offers a unique opportunity for immediate cash flow and potential for expansion to 15 units, capitalizing on the area's high demand for accommodations. The property's expansive lot provides a canvas for redevelopment, allowing investors to explore various scenarios, including single-family residences, multi-family units, or a mix of both, thereby maximizing the potential for returns on investment. With its prime location and versatile zoning, this property is an investor's dream, offering endless possibilities for creative development and revenue generation. The property's beachfront location offers unparalleled access to a wide range of activities and amenities, all within walking distance. Enjoy swimming, sunbathing, and water sports on the pristine beaches, or explore the nearby parks and fresh water springs. The area is also known for its vibrant events calendar, featuring live music, festivals, and cultural events that attract tourists and locals alike. Studio units in Panama City Beach have consistently demonstrated exceptional performance, boasting some of the highest income potential and capitalization rates in the market. With its high tourist turnover and strong demand for short-term rentals, this property is poised to deliver significant returns on investment, making it an attractive opportunity for savvy investors seeking to capitalize on the area's growing popularity. This exceptional investment opportunity is not to be missed.
Listing Courtesy of Ryan Realty / Century 21 Ryan Realty / Katie Patronis
$1,995,000 (USD)
No Recorded Subdiv Area Single Family Home
Active
13935 Blue Springs Road Youngstown, FL 32466
6 Bed
6 Baths
5563 sqft
MLS# 778049
100-Acre Equestrian Estate with Creek, Luxury Home, Barn, & Barndominium.
Exceptional 100-acre estate with creek frontage, luxury residence, and equestrian facilities - offered as three total parcels. Immaculately maintained grounds feature rolling pastures, rare trees, and a scenic creek winding through the property.
Parcel 1 - 35 Acres
The main residence is a showcase of state-of-the-art construction with 2,962 heated/cooled sq ft, offering 5 bedrooms, 3 full bathrooms, and a gourmet kitchen with cherry soft-close cabinets, granite, stainless appliances and a large gathering island. The 30' wide balcony captures breathtaking views of the surrounding landscape, while the owner's suite features a spa-like ensuite bathroom with a soaking tub, walk-in shower, and dual walk-in closets. The main level is a split bedroom floor plan with engineered hardwood flooring throughout the main living areas and bedrooms. The two additional bedrooms, and full bathroom with double vanities are on the opposite side of the home from the owner's suite.
The second floor offers two bedrooms and a full bathroom, ideal for guests or family, while the main level ensures room to spread out.
A 60' unfinished basement on a solid concrete slab provides endless possibilities, complete with a covered porch and windows. Every detail has been thoughtfully designed, including a fire suppression system, central vacuum, Generac whole-house generator with auto start, and Culligan water filtration system. A spacious three-car garage completes this home.
An immaculate workshop provides versatility with a two-car garage, farm style sink, refrigerator, and a full bathroom - perfect for a hobby room, separate office/home business, or additional storage.
Parcel 2 - Adjoins parcel 1 to the north with approximately 30 Acres of heavily wooded grounds, and approximately 975 ft of creek frontage, perfect for trails, hunting, or privacy.
Parcel 3 - 35 Acres
The southernmost parcel serves as the equestrian and agricultural heart of the property. Here you'll find the barndominium, equestrian barn, fenced pastures, and multiple equipment storage buildings. The barndominium offers approximately 1,444 sq ft of living space, with a full kitchen, half bath on the main level, and an upstairs master suite with a balcony featuring a spa-style bathroom, double vanities, dual walk-in closets, a spacious living room, and bonus/flex space.
Equestrians will delight in the barn facilities, which include three horse stalls with pivot feeders, a wash station, and an automatic fly-spray system in the stalls. The barn also has an oversized laundry facility, feed room, and back-up generator. The pastures are fully fenced with a run-in shed, raised covered feeding area, and two additional storage buildings for equipment behind the barn.
Beyond its exceptional amenities, the estate is enhanced with over 2,000 trees thoughtfully planted across the landscape, creating a one-of-a-kind natural sanctuary. A gated main entry and two additional gated access points ensures both privacy and convenience for the three different parcels offered.
A rare opportunity to own a luxury creekfront equestrian estate designed for both comfort and functionality.
*All measurements and information approximate, please verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Melissa Ryan
$1,995,000 (USD)
Youngstown Area Farm / Ranch
Active
13935 Blue Springs Road Youngstown, FL 32466
6 Bed
6 Baths
5563 sqft
MLS# 984647
100-Acre Equestrian Estate with Creek, Luxury Home, Barn, & Barndominium. Exceptional 100-acre estate with creek frontage, luxury residence, and equestrian facilities - offered as three total parcels. Immaculately maintained grounds feature rolling pastures, rare trees, and a scenic creek winding through the property. Parcel 1 - 35 Acres The main residence is a showcase of state-of-the-art construction with 2,962 heated/cooled sq ft, offering 5 bedrooms, 3 full bathrooms, and a gourmet kitchen with cherry soft-close cabinets, granite, stainless appliances and a large gathering island. The 30' wide balcony captures breathtaking views of the surrounding landscape, while the owner's suite features a spa-like ensuite bathroom with a soaking tub, walk-in shower, and dual walk-in closets. The main level is a split bedroom floor plan with engineered hardwood flooring throughout the main living areas and bedrooms. The two additional bedrooms, and full bathroom with double vanities are on the opposite side of the home from the owner's suite. The second floor offers two bedrooms and a full bathroom, ideal for guests or family, while the main level ensures room to spread out. A 60' unfinished basement on a solid concrete slab provides endless possibilities, complete with a covered porch and windows. Every detail has been thoughtfully designed, including a fire suppression system, central vacuum, Generac whole-house generator with auto start, and Culligan water filtration system. A spacious three-car garage completes this home. An immaculate workshop provides versatility with a two-car garage, farm style sink, refrigerator, and a full bathroom - perfect for a hobby room, separate office/home business, or additional storage. Parcel 2 - Adjoins parcel 1 to the north with approximately 30 Acres of heavily wooded grounds, and approximately 975 ft of creek frontage, perfect for trails, hunting, or privacy. Parcel 3 - 35 Acres The southernmost parcel serves as the equestrian and agricultural heart of the property. Here you'll find the barndominium, equestrian barn, fenced pastures, and multiple equipment storage buildings. The barndominium offers approximately 1,444 sq ft of living space, with a full kitchen, half bath on the main level, and an upstairs master suite with a balcony featuring a spa-style bathroom, double vanities, dual walk-in closets, a spacious living room, and bonus/flex space. Equestrians will delight in the barn facilities, which include three horse stalls with pivot feeders, a wash station, and an automatic fly-spray system in the stalls. The barn also has an oversized laundry facility, feed room, and back-up generator. The pastures are fully fenced with a run-in shed, raised covered feeding area, and two additional storage buildings for equipment behind the barn. Beyond its exceptional amenities, the estate is enhanced with over 2,000 trees thoughtfully planted across the landscape, creating a one-of-a-kind natural sanctuary. A gated main entry and two additional gated access points ensures both privacy and convenience for the three different parcels offered. A rare opportunity to own a luxury creekfront equestrian estate designed for both comfort and functionality. *All measurements and information approximate, please verify if important.
Listing Courtesy of EMERALD COAST / Century 21 Ryan Realty / Katie Patronis
$1,600,000 (USD)
Sterling Beach Condo Area Condominium
Active
6627 Thomas Drive 1601 Panama City Beach, FL 32408
3 Bed
3 Baths
2318 sqft
MLS# 752595
Luxurious beachfront condominium at Sterling Beach offering unparalleled views of the Gulf of Mexico. This tastefully designed unit features two gulf front master suites featuring walk-in closet, jacuzzi tub and a separate shower, spacious living area with gas fireplace, high ceilings and floor-to-ceiling windows that provide the interior in natural light. With over 2,300 sq.ft., three bedrooms, three full baths, and modern amenities, this retreat provides a perfect blend of comfort and style. Enjoy the view from the fully equipped kitchen with quartz countertops. There are two private balconies overlooking The World's Most Beautiful Beaches. Whether you're savoring breathtaking sunsets or enjoying the resort-style amenities, Sterling Beach Unit 1601 promises an idyllic beachfront escape. Luxury amenities include an onsite theatre, 4,000 sq.ft. gulf front resort pool, BBQ picnic area with grills, a community room, fitness center and 350 feet on the Gulf of Mexico.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Katie Patronis
$1,450,000 (USD)
Panama City Beach Area Condominium
Active
6323 Thomas Drive Unit 501A Panama City Beach, FL 32408
3 Bed
2 Baths
2400 sqft
MLS# 942370
Private gulf front gated condo community. Very spacious 3 bedroom, 2 bath end unit in the East Tower with wrap balcony and comes with a private garage. Discover the epitome of luxury living in this one-of-a-kind exclusive non-rental beachfront condo where every detail has been meticulously crafted. Stunning updates throughout, new luxury flooring featuring exquisite tile in the bathrooms to the custom cabinets and backsplash that adorn the gourmet kitchen. The recent upgrades, include a new water heater, new appliances, ice maker, and a brand-new washer and dryer. The contemporary lighting is paired with elegant woodwork. The quartz countertop adds a touch of sophistication to the kitchen.
Listing Courtesy of EMERALD COAST / Century 21 Ryan Realty / Katie Patronis
$1,150,000 (USD)
Summerwinds Condo Area Condominium
Pending
6323 Thomas Drive 1102A Panama City, FL 32408
3 Bed
3 Baths
2106 sqft
MLS# 783828
Experience coastal living at its finest in this non-rental condominium at Summerwinds. As you step into this meticulously maintained condo, you are greeted by an open and airy living space filled with natural light. This updated unit offers a luxurious retreat, combining modern elegance with breathtaking views of the pristine white sand beaches and sparkling turquoise waters of the Gulf of Mexico. This three bedroom, three bathroom condominium has been gently used and owner-occupied, offering a level of care and condition rarely found in beach properties. The fully equipped kitchen boasts sleek countertops, top-of-the-line stainless steel appliances, and ample storage space, making it a chef's dream. Perched on a high floor, the unit captures sweeping Gulf views and abundant natural light. The open living and dining area flows seamlessly to a private balcony, perfect for enjoying sunsets and the gulf breeze. Located in the heart of Panama City Beach, this property provides convenient access to dining, shopping, and entertainment while maintaining a quiet, residential feel. A true opportunity for buyers seeking a primary or secondary residence. Summerwinds condominium offers an array of amenities, including a private beach access and two sparkling swimming pools, and a fitness center.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Katie Patronis
$1,110,500 (USD)
Bay Point Unit 1 Area Single Family Home
Active
523 Wahoo Road Panama City Beach, FL 32408
4 Bed
3 Baths
2820 sqft
MLS# 772628
THE OPPORTUNITY YOU HAVE BEEN WAITING FOR!
This 4-bedroom, 3-bathroom POOL home is located in the gated Bay Point Community on the canal with gulf access!! known for being one of the most coveted living communities in Panama City Beach!
Entertaining guests by the pool will be pleasant, especially with a BBQ, fire pit and canal views!!
A large foyer entry, living room with fireplace, dining room, a cozy kitchen, and a den/media room meant for movie night.
Master bathroom is located on the first floor with beautiful canal views and a sauna. One guest bedroom & bathroom downstairs. Second level includes two guest bedrooms, one with a sundeck overlooking the pool and canal!
Enjoy views of the canal from multiple rooms in the home and have dolphin sightings be part of your everyday life! Don't miss this opportunity to claim this waterfront paradise as your own!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Jena Buchanan
$967,500 (USD)
Gulf Lagoon Beach Area Single Family Home
Active
5310 Thomas Drive Panama City Beach, FL 32408
4 Bed
5 Baths
2396 sqft
MLS# 779080
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool
Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location
Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape.
With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation.
PROPERTY HIGHLIGHTS:
• 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale)
• Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors
• Chef's Kitchen with Stainless Appliances & Seating for 10-12
• Parking for 4 Vehicles + Golf Cart Friendly
• Hurricane Windows, Hardie Siding & Metal Roof for lasting durability
First Floor:
- Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access
- Bonus Bunk/Closet Room with Mounted TV
- Spacious Living Room & Dining for 8+ (extra bar seating)
- Chef's Kitchen
- Laundry Room | Guest Half Bath
Second Floor:
- 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite
- Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony
Third Floor:
- Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games
- Private Gulf View Balcony + Half Bath
WHY YOU'LL LOVE IT:
-Steps to Beach Access #7 - walk to sand, surf, dining & attractions.
-Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets.
-Entertain on multiple balconies with sparkling Gulf Views.
STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request.
High-yield income opportunity!
SLEEPS 15 — Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined)
A True Coastal Masterpiece!
Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers.
Relaxed, roomy, stylish, and vacation-lifestyle ready — all just two blocks from the Emerald Coast.
Luxury. Location. Lifestyle. This one has it ALL!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$967,500 (USD)
Gulf Lagoon Beach Area Single Family Home
Active
5312 Thomas Drive Panama City Beach, FL 32408
4 Bed
5 Baths
2396 sqft
MLS# 778899
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready
$$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties!
Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential.
Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale).
Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets — an entertaining masterpiece.
Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors.
The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor.
On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await.
The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games.
With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions—this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE!
$$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties!
BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings.
Unmatched portfolio or multi-home investor package opportunity!
Schedule your showing today!
GRI: Rental Revenue for 2024 & 2025 are available upon request.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$845,000 (USD)
Thomas Drive Park U-2 Area Single Family Home
Active
8211 Laird Street Panama City Beach, FL 32408
4 Bed
3 Baths
2947 sqft
MLS# 778048
Looking for a RARE opportunity to own acreage on Panama City Beach? Well, come on and bring your horses! This ranch style home sits on 2.88 acres of fenced-in land with a large pole barn that includes an air-conditioned office area. This property is conveniently located between Saint Andrews Bay and the Gulf of Mexico, Near Thomas Drive and the Navy base. This home is being sold Fully Furnished with an acceptable offer! Recent upgrades to the home include a new metal roof in 2023, all new gravel driveway, granite countertops, & new appliances. This home offers a wide entry way into the open living room with a wood burning fireplace and sliding glass doors to the backyard. The master bedroom has beamed cathedral ceilings, a walk-in closet and en suite bathroom with jetted tub. There are an additional three bedrooms spaced out through the home with an additional full bathroom and a half bath. A converted air conditioned garage is perfect for a large home office, workout room, or hobby room. It is currently setup as an awesome game room equipped with a TV, pool table, & air hockey table. Outside is an in-ground saltwater pool with a new liner, covered patio, and barn. The barn includes 576 sqft enclosed with a loft for storage, a garage door, and air conditioned office. There is an additional 1344 sqft of covered storage. The home is not in a flood zone and completely fenced to provide privacy and seclusion. The opportunity to own a ranch style home, with a workshop, and almost 3 acres of land on the beach doesn't come available very often. This is currently the ONLY property of its kind available on Laird St. So, don't wait and schedule a showing today!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Megan Barber
$769,000 (USD)
Summerwinds Condo Area Condominium
Active
6323 Thomas Drive 104B Panama City, FL 32408
2 Bed
2 Baths
1600 sqft
MLS# 782639
Discover your slice of coastal bliss in this exquisitely remodeled first-floor beachfront condo, nestled in a serene non-rental community where tranquility reigns supreme. Step inside this fully furnished gem and be captivated by its modern elegance - every detail has been thoughtfully updated with an open-concept layout, high-end finishes, sleek appliances, a spa-like bathroom, and abundant natural light flooding through expansive windows. Effortlessly access your private paradise with direct beach access for sunrise strolls and sunset toasts, all while enjoying coastal decor, and every essential included - simply pack your beach bag and start living the dream! Backed by a thriving association that aced the Milestone inspection with no Phase 2 required and substantial reserves ensuring worry-free ownership and top-tier maintenance, this turnkey luxury haven is perfect for a personal getaway, retirement retreat, or year-round coastal escape. Don't miss this rare opportunity to own beachfront beauty - schedule your private showing today!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Matthew "Matt" Johns
$768,500 (USD)
Grandview East At Long Beach Area Condominium
Active
10713 Front Beach Road 401 Panama City Beach, FL 32407
3 Bed
3 Baths
1902 sqft
MLS# 782803
HOA reduced two years straight: $863/mo Lower overhead directly improves NOI and ROI versus comparable 3BR units. Exceptional corner 3BR/3BA condo offering 1,902 sq ft of space and panoramic shoreline views from sunrise to sunset. Designed for comfort and privacy, the spacious primary suite features walk-in closets, a jetted tub, and direct balcony access—your own front-row seat to the Gulf. Each bedroom includes an en-suite bath with granite countertops, creating a true retreat for family and guests.
Recent upgrades include storm-resistant windows, vinyl plank flooring, and modern appliances including a newer refrigerator, blending coastal elegance with everyday practicality. Enjoy added peace of mind from building enhancements including high-speed elevators (2016), a renovated lobby, new roof, and generator (2020)
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Helen Ferrell
$649,000 (USD)
Boardwalk Central Area Condominium
Active
9450 S Thomas 209C Drive 209C Panama City Beach, FL 32408
2 Bed
2 Baths
1152 sqft
MLS# 778673
Gulf-front retreat at Boardwalk Beach Resort Condominium! This beautifully furnished 2 BR/2 BA condo on the 2nd floor offers stunning views of the sugar-white sands and emerald waters from your private balcony. Features include fully equipped kitchen, spacious master suite, with a gorgeous view of the Gulf and a private balcony access. Beautifully renovated with new open shelving, shiplap, and quartz countertops in the kitchen. New sinks, faucets, cabinetry, flooring, lights, fans, and refrigerator. Coastal furnishings and decor provide the ultimate luxurious beach experience with gorgeous views. The condo is fully furnished and move-in or rental ready! Boardwalk is a premier resort with a resort-style pool, kids' splash zone, fitness center, beachfront bar & grill, and 24-hour security. Perfect for a vacation home or rental investment. . This is the condo you have been waiting for! Contemporary design along with Beach Coastal furnishings and decor provides the ultimate luxurious beach experience with gorgeous Gulf front views. Beautiful 2nd floor (NO WAITING ON ELEVATORS) has open shelving, shiplap, and quartz countertops in the kitchen boasting a spacious and very modern culinary experience! Master bedroom has a gorgeous view of the Gulf as well with a private balcony access.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Katie Patronis
$635,000 (USD)
Treasure Island Resort Area Condominium
Active
5004 Thomas Drive 1507 Panama City Beach, FL 32408
2 Bed
2 Baths
1370 sqft
MLS# 770434
Beachfront Paradise at Treasure Island - Spacious 2 BR/2BA Condo with Sunset Views!
Welcome to your dream coastal escape at Treasure Island! Perched on the 15th floor, this freshly painted 2-bedroom, 2-bathroom condo offers 1,370 sq ft of spacious beachfront living with breathtaking views of the Gulf of Mexico. Located in the highly desirable east end of Panama City Beach, you're just minutes from St. Andrews State Park, marinas, and some of the area's best local restaurants.
Step inside to a light and airy layout designed for comfort and relaxation. The Gulf-front master suite features private balcony access, stunning water views, and an en-suite bathroom with double vanities. Enjoy meals or cocktails on the oversized balcony while watching the sunset melt into the horizon.
Resort-style amenities include a beachfront pool, hot tub, and Liza's Snack Shop. There's also a grilling area and fitness room. Whether you're looking for a full-time residence, vacation home, or investment opportunity, this condo checks every box.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Melissa Ryan
$625,000 (USD)
No Named Subdivision Area Condominium
Active
4715 Thomas Drive 506D Panama City, FL 32408
3 Bed
3 Baths
1404 sqft
MLS# 782468
Beautiful 3-bed, 3-bath Gulf-front condo on the 5th floor with an expansive balcony overlooking the shoreline. This fully furnished unit features two master suites—each with its own private bath, and one with a separate entrance for added convenience. All bedrooms include en-suite bathrooms, offering excellent privacy. The kitchen has granite countertops, and the bathrooms have been tastefully updated. The unit also includes two private storage closets.
Enjoy true beachfront living with quick access to nearby shopping, dining, activities, St. Andrews State Park, and Pier Park—an expansive outdoor lifestyle center offering a wide variety of shopping, dining, and entertainment options. A perfect blend of comfort, convenience, and stunning Gulf views.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Beverly Reyes
$600,000 (USD)
Emerald Isle Area Condominium
Active
17545 Front Beach Road 1609 Panama City Beach, FL 32413
2 Bed
2 Baths
1146 sqft
MLS# 769114
Emerald Isle is a highly desirable condominium resort overlooking the Gulf of Mexico and located just minutes from Pier Park in Panama City Beach.
Offering an unparalleled West Beach location, this 2 bed/2 bath, 16th floor unit has been significantly upgraded in 2024 with all new stainless kitchen appliances, new sofa and loveseat, new dining furniture, new Polywood balcony furniture and more.
From its oversized balcony the condo boasts sweeping panoramic views of the Emerald Coast as far as the eye can see. Emerald Isle resort is a true paradise, with easy parking, easy elevators and an efficient COA. Absolutely ideal for your next investment, a second family home, or a mixture of both! Conveying fully furnished and rental ready.
Don't miss your oportunity to see unit 1609 while it's still available!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Ellie Avery
$595,000 (USD)
Seaview Village Area Single Family Home
Active
8410 Thomas Drive 4 Panama City Beach, FL 32408
3 Bed
3 Baths
1446 sqft
MLS# 779544
3BD | 3BA | STR ALLOWED | PRIVATE POOL | OUTSIDE SHOWER | FULLY FURNISHED | SLEEPS 8-10 | PARKING for 4 | BLOCK to GULF | BEACH ACCESS 20
Welcome to your dream coastal retreat! This stunning 3-bedroom, 3-bathroom Beach Home is the largest floor plan of only eight single-family residences in the exclusive Seaview Village.
Fully furnished and turnkey, with a private pool and outdoor shower, this property is perfectly situated just one block from the pristine Gulf of Mexico and Beach Access 20. Designed for both comfort and style, it can sleep 8-10 guests, includes four parking spaces, and is completely rental-ready—an outstanding opportunity for families or investors alike.
Property Highlights:
• Prime Location: Steps from the sugar-white sands and emerald waters of the Gulf, offering endless opportunities for beachside relaxation and recreation.
• Spacious Layout: Three bedrooms—two on the main level and one upstairs—each with en-suite bathrooms for ultimate comfort and privacy.
• Main-Level Retreat: A master suite with private pool access, a second en-suite bedroom with custom bunks, plus a laundry room with large stackable washer/dryer.
• Second-Level Living: Features another large master suite, open-concept living and dining with a fireplace, fully equipped kitchen, and private covered balcony—ideal for entertaining and maximizing rental appeal.
• Outdoor Oasis: Enjoy your own private pool, outdoor shower, covered patio with grill and seating, and balcony views toward the Gulf—perfect for sunrise coffee or sunset cocktails.
• Turnkey & Rental Ready: Thoughtfully furnished with coastal décor and all essentials, allowing for immediate use or income potential.
• Investment Opportunity: With a desirable location, private pool, and proven rental demand for similar homes, this property offers excellent potential as a high-performing vacation rental.
Don't miss the chance to own this exceptional beach home that combines modern comforts with unbeatable proximity to the Gulf.
Whether you're searching for a personal coastal sanctuary or a profitable investment, this home delivers the best of both worlds.
Schedule your private showing today and experience coastal living at its finest!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$562,000 (USD)
Edgewater Tower Ii Area Condominium
Active
11619 Front Beach Road 807 Panama City Beach, FL 32407
2 Bed
2 Baths
1366 sqft
MLS# 781241
Escape to a life of luxury and relaxation in this stunning 2BR/2BA Gulf-front condo at Edgewater Beach Resort. Featuring 1,366 sq. ft. of spacious living,HVAC 3years,Hotwater 2years, dishwaser5 years this west-facing residence offers breathtaking sunset views of M.B. Miller Pier and the emerald waters of the Gulf. Enjoy resort-style amenities including 11 pools, golf course, tennis & pickleball courts, basketball, shuffleboard, and more. Dine beachside at Oceans Bar & Grill or unwind with a drink at the tiki bar. Across the street, The Shoppes at Edgewater offer convenient dining, bowling, spa, and retail options. Whether you're seeking a second home, investment opportunity, or your own piece of paradise, this condo delivers the perfect blend of comfort, convenience, and coastal charm. Schedule your private tour today!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Helen Ferrell
$543,000 (USD)
Leeward/Windward Condo Area Condominium
Active
11757 Front Beach Road L206 Panama City Beach, FL 32407
✅ Fully Renovated & Move-In Ready: This 2024-updated 2-bedroom condo is completely upgraded with brand-new AC, washer & dryer, hot water heater, flooring, furniture, fresh paint, and newly replaced patio doors. No updates needed—just move in or start renting immediately!
✅ High Rental Potential: Located in Panama City Beach's only full-service resort, this condo is in high demand for vacation rentals. With millions of visitors annually, it's a smart investment with strong income potential.
A rare chance to own a luxury beachfront condo in a premier resort. Act now—this won't last!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Helen Ferrell
$525,000 (USD)
Palm Bay Unit 4 Area Single Family Home
Active
127 Palm Bay Boulevard Panama City, FL 32408
3 Bed
2 Baths
2144 sqft
MLS# 782631
Executive-style 3-bedroom, 2 bath home with 3-car garage in the desirable Palm Bay community of East Panama City Beach. This beautifully updated residence features a split bedroom floor plan with transom windows that bring in abundant natural light. The remodeled kitchen offers quartz countertops, stainless steel appliances, 5-burner gas cooktop, built-in oven, and breakfast nook. Interior highlights include new Mohawk Ultrawood waterproof wood floors, freshly painted walls and baseboards, and a spacious laundry room with quartz countertop, wash sink and Samsung washer/dryer set.
The master suite boasts plantation shutters, private patio access, jetted tub, walk-in shower, double vanities, and walk-in closet. A hallway bathroom with a convenient tub/shower combination serves the additional bedrooms. Bathrooms have been upgraded with new toilets and water lines (2025).
Enjoy outdoor living with a screened-in patio featuring refinished concrete flooring and direct-connect gas line, lush landscaping supported by a Rainbird irrigation system, and new exterior lighting. Recent updates include roof and fence (2018), exterior painting, Carrier Infinity HVAC with gas heat pump, gas water heater, new gutters with leaf guards, and well pump.
A rare 3-car garage with 895 sq ft provides ample space for vehicles, storage, or workshop needs. This home combines modern upgrades, efficiency, and coastal charm—ready for its next owner.
*All measurements and information approximate, please verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$489,000 (USD)
Whisper Dunes Area Single Family Home
Active
220 Laurel Oak Lane Panama City Beach, FL 32413
3 Bed
2 Baths
1604 sqft
MLS# 779188
Discover your dream home in the highly sought-after Whisper Dunes Community, where coastal elegance meets practical living. This stunning three-bedroom, two-bathroom residence showcases the popular Bonita Floor Plan with distinctive Craftsman elevation, delivering 1,604 square feet of thoughtfully designed living space.
Built by renowned Samuel Taylor Homes, this property exemplifies superior craftsmanship and attention to detail. The heart of the home features a spacious open floor plan flooded with natural light through large windows in both living and dining areas. The gourmet kitchen boasts stainless steel appliances, oversized 36-inch wood cabinetry with crown molding, and elegant granite countertops that would make even the pickiest chef smile with approval.
Throughout the home, you'll appreciate designer carpet in main living areas and bedrooms, eight-foot two-panel Craftsman interior doors, and brushed nickel fixtures and faucets. The full bathrooms feature raised vanity heights and large tile flooring, while the laundry room maintains the same quality finishes.
Constructed with two-by-six exterior walls and a hurricane tie-down anchor system, hurricane rated garage door, and hurricane window coverings. This home prioritizes both durability and safety. The exterior showcases beautiful coastal and Craftsman architecture, complemented by a spacious two-car garage and low-maintenance aluminum fascia with vinyl soffits.
Whisper Dunes offers exceptional community amenities, including a beautiful pool and cabana, sidewalks, and professional lawn maintenance through your homeowners association dues. This golf cart-friendly neighborhood provides convenient access to pristine beaches, popular restaurants & shopping destinations, like pier park, the airport, and the scenic South Walton area. Experience comfortable living in this must-see home that perfectly balances style, quality, and location.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Jena Buchanan
$469,000 (USD)
Panama City Beach Est Area Single Family Home
Active
308 Dogwood Street Panama City Beach, FL 32407
4 Bed
2 Baths
1620 sqft
MLS# 773320
INVESTORS! Short-term rental allowed! Oversized 133'x108' parcel zoned for multi-family with potential for an amazing income producing property! Live/rent the main home and build an additional duplex or single-family home (design available). The existing 4 BR, 2 BA home includes an additional ADU (accessory dwelling unit) ideal for a mother-in-law suite, rental income or bonus space. The lock out unit has a separate entrance and offers a kitchenette and is plumbed/wired for adding a bathroom. It can be used as a bonus lock out room or finished out to have a second income producing unit. This is a great property for those looking to spread out with plenty of room for parking boat/RV, while also having a handy workshop at home. The main home is spacious and well-maintained with updated vinyl plank flooring, ceramic tile. While located in Bahama Beach is zoned as Panama City Beach Estates where Short Term/multi family is approved. Upgrades include: New Roof in 2019, Whole House re Plumbed in 2017, HVAC in 2019, Connected to Sewer in 2018. Established long-term renters in place.
This is a must-see property in the heart of Panama City Beach within a 10-minute walk or short golf cart ride to beach access 47! *All information and measurements are approximate, buyer to verify.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$460,000 (USD)
Seychelles Resort Condominium Area Condominium
Active
5115 Gulf Drive 2105 Panama City, FL 32408
1 Bed
2 Baths
873 sqft
MLS# 775818
Experience true beachfront living in Seychelles Unit 2105. This beautifully appointed Gulf-front condo features a spacious primary bedroom overlooking the emerald waters of the Gulf of Mexico aka Gulf of America! Wake up to breathtaking sunrises and the sound of the waves. There is a Bunk Room that is used as a 2nd bedroom with 2 twin beds. Enjoy the coastal breeze from your 25 foot covered oversized balcony, perfect for relaxing or entertaining. This unit offers stunning gulf front views from the main living area, dining, kitchen and the master bedroom. Enjoy the gulf views from the fully equipped kitchen with a breakfast bar, all appliances and a pantry. This well-maintained resort in the heart of it all features two swimming pools, hot tub, fitness center, a covered parking garage and direct beach access to the World's most beautiful beaches and the Emerald blue green Gulf waters!!!! Enjoy your vacations here and also take advantage of the turnkey rental-ready unit with a track record of repeat customers.
Located in the heart of Bay County on the World's Most Beautiful Beaches! You may want to visit St. Andrews State Park with approximately 1000 acres of pristine beaches and nature. You can walk, bike, or drive to this amazing State Park.
Take advantage of the gulf front views while dining from the famous Schooners located right next door!!!! Schooners is a Panama City Beach favorite and known as ''The best local Beach Club'' with great food & fun!
Did I mention there are numerous marinas and plenty of boating opportunities just around the corner on Grand Lagoon with access to the Gulf of Mexico??? You will be amazed at this location and all it has to offer.....!!!!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$450,000 (USD)
No Named Subdivision Area Multi-Family Home
Pending
1301 Foster Avenue A, B Panama City, FL 32401
6 Bed
3 Baths
2154 sqft
MLS# 784047
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Prime St. Andrews Duplex - Updated, Income-Ready, and Steps from the Waterfront Lifestyle!
Located in the heart of historic St. Andrews, this versatile 6 BR/3 BA duplex offers the perfect blend of walkable coastal living and smart investment potential. Enjoy being just a short stroll from local boutiques, waterfront dining, live music venues, parks, and public boat ramp access—a rare opportunity in one of Panama City's most beloved neighborhoods.
This well-maintained property features a metal roof, durable brick and vinyl siding, tankless gas water heaters, separate driveways, and an RV ready concrete pad with water and power hookups. A detached one car garage with an attached bonus storage shed adds even more functionality for owners or tenants. Both units are separately metered for power, offering convenience and clean accounting for rental income.
Side A - 4 BR/2 BA | Updated & Spacious
Split bedroom plan, two newly remodeled baths, updated kitchen with quartz countertops and tile backsplash, custom built ins, laundry hookup, great natural light, and a newly fenced yard with private gazebo.
Side B - 2 BR/1 BA | Open & Inviting
Perfect for short term guests, long term tenants or multigenerational living.
Spacious living area with open kitchen/dining, split bedroom layout, laundry room with hookups, updated covered porch with privacy curtains, 2 car carport, and ample driveway parking.
Ideal for owner occupants or investors seeking strong rental potential in a high demand waterfront community.
Whether you're seeking a primary residence with rental income, a multi-generational setup, or a strong addition to your investment portfolio, this St. Andrews duplex delivers exceptional value. With modern updates, flexible layouts, separate power meters, and unbeatable proximity to the waterfront lifestyle, this property is ready to generate income and impress future tenants or buyers.
*All measurements and information are approximate, please verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$399,999 (USD)
Greenwood Estates 6 Area Condominium
Active
7813 N Lagoon Drive 9F Panama City Beach, FL 32408
If you've been waiting for a true waterfront unicorn, this is the one. This 3 Bedroom, 2.5 Bathroom North Lagoon beauty is one of the few condos offering a large, covered BOAT SLIP with NEW dual lifts, built to accommodate up to 30 ft / 10,000 lbs—all INCLUDED in the sales price!
Completely furnished, updated, and 100% turnkey, this coastal retreat is designed for buyers who want luxury, convenience, and instant access to the water the moment they arrive.
And yes... the seller is open to negotiating their nearly brand-new, high-end 22' BENNINGTON Saltwater Edition Tritoon with only 15-20 hours of light use. Add that to your lifestyle package, and you're stepping into a premier boating paradise!
Designed specifically for high-end vessels (like the seller's luxury Bennington Tritoon)
$50K-$75K in contributory value—already included!
Boaters will immediately recognize the value, convenience, and protection a covered, upgraded slip offers—this setup is as turnkey as the condo itself.
INSIDE YOUR FULLY FURNISHED, MOVE-IN READY RETREAT -
Step into coastal perfection with:
Beautifully updated interiors with modern, stylish furnishings
A bright, open-concept living area that captures sunrise + sunset views
3 spacious bedrooms and 2.5 bathrooms designed for comfort and coastal living
Fully furnished—bring your suitcase and your boat keys!
THE VIEW YOU'LL NEVER GET TIRED OF -
This south-facing unit delivers daily postcard moments—morning sunrises over the Lagoon and vibrant sunsets to close out the perfect day.
LOCATION: EVERYTHING YOU LOVE, MINUTES AWAY -
Nestled in the quiet, sought-after community of Greenwood Estates, enjoy:
Quick boat access to Shell Island, the Gulf, and top fishing waters
Low-traffic streets in a peaceful, waterfront neighborhood
HOA covers nearly everything except power and internet—simple, effortless living.
WHY BUYERS LOVE THIS UNIT -
Fully Furnished & Turnkey
Rare Covered Slip + Dual Lifts
Updated & Move-In Ready
Negotiable High-End Tritoon Boat
Waterfront Views That Impress
Premier Location for Boaters & Beach Lovers Alike
This condo has been loved and meticulously maintained for years—and now it's ready for someone new to create their own waterfront lifestyle.
DON'T MISS THIS ONE — WATERFRONT UNITS WITH FEATURES LIKE THIS NEVER LAST!
If you're a boater, beachgoer, angler, or lover of all things coastal, this condo is the complete package you've been searching for.
Schedule your private tour ASAP—before this rare opportunity and incredible Price slips away!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$395,000 (USD)
No Named Subdivision Area Land
Active
2411 Victoria Avenue Port St Joe, FL 32456
Bed
0 Baths
sqft
MLS# 779729
Discover the potential of this versatile property located in the heart of Port St. Joe, directly across the street from St. Joe Bay. This is currently one parcel with the flexibility of being able to divide the parcel into two lots. Whether you're seeking an RV site, investment opportunity, or the perfect spot to build your coastal retreat, this parcel delivers. Property Highlights: Zoning Flexibility - Up to 2 habitable dwellings per parcel (or 1 dwelling if left undivided), RV friendly - 1 RV allowed per parcel, Set. Setbacks: Structures under 25' - 7'6'' setback, Structures over 25' - 9'6'' setback. Flood Zone AE10; This property is situated in a peaceful coastal neighborhood with convenient access to nearby beaches, boat launches, and the charm of downtown Port St. Joe. With room to design your dream home-or even multiple dwellings-this lot provides incredible flexibility for personal use or investment. Build your future along Florida's Forgotten Coast. *All measurements and information approximate, please verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$379,900 (USD)
Emerald Cove Villas Area Single Family Home
Active
212 Villa Bay Drive Panama City Beach, FL 32407
4 Bed
2 Baths
1768 sqft
MLS# 778562
This one story floor plan features a split bedroom plan, an open kitchen dining and living area. Emerald Cove is one of Bay County's newer developments and offers sidewalks and a wonderful to place to call home!
The home was built in 2020 and has a beautifully designed kitchen with granite countertops, stainless steel appliances, a large kitchen island with a breakfast bar, super walk-in pantry and a nice dining area to enjoy. You will love the 9' coffered ceilings in the main living areas. This home features 4 bedrooms 2 bathrooms, a nice laundry room, a large master bedroom and master bathroom with double vanities a large soaking tub, a separate shower, and large walk in closet. The exterior features hardie board siding, a 2 car garage, a well landscaped front lawn with a nice covered porch in front of the home as well as a covered back porch. As you enter the front door there is a nice foyer with a beautiful wood grain luxury vinyl plank and neutral wall colors. To the right are two sizable bedrooms with a common bathroom. To the left is another bedroom with an oversized closet and a separate full-sized laundry room. The foyer leads into the open concept design, with the kitchen overlooking the dining and living room areas. From the kitchen/ dining area you can access the back covered porch, perfect for outdoor activities; the backyard has a privacy fence and backs up to a wooded area for more privacy. There is lots of natural light in this wonderfully appointed floor plan. Seller has relocated and ready to sell. Conveniently located on the highly desirable east end of Panama City Beach with easy access to shopping, dining, banks, grocery stores, the Navy Base, and the World's Most Beautiful beaches.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$379,000 (USD)
Grimes Callaway Bayou Est U-2 Area Single Family Home
Active
7936 Betty Louise Drive Panama City, FL 32404
4 Bed
2 Baths
2251 sqft
MLS# 773126
Seller motivated! 4 Bedroom home with a POOL situated on 1/3 acre corner lot! Step into comfort, style, and Florida charm with this beautifully maintained 4-bedroom, 2-bath brick home. Located just minutes to Tyndall Air Force Base, local restaurants and grocery.
From the moment you arrive, the inviting curb appeal, solid brick exterior and roof installed just four years ago promise quality and longevity. Inside, you'll find a warm and welcoming layout with a split floor plan ideal for both relaxing and entertaining. The open living areas are filled with natural light and high beamed ceilings leading into a well-appointed kitchen and generously sized bedrooms. Cozy up around the wood burning fireplace on cool winter nights.
Out back, your private oasis awaits—featuring an in-ground pool perfect for cooling off on hot Florida days, surrounded by a fully fenced backyard with plenty of room for outdoor fun, pets, or gardening. Whether you're hosting a summer barbecue or enjoying quiet evenings under the stars, this yard was made for making memories. Store your vehicles, outdoor toys and tools in the spacious two car garage. Keep your utility bills efficient and affordable with solar panels.
Additional features include ample parking, mature landscaping, and a quiet neighborhood atmosphere.
Don't miss your chance to own this slice of paradise. Schedule your private tour today!
*Buyer to verify all information and measurements, if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Brittany McLaughlin
$331,999 (USD)
Edgewater Golf Villas Iv Area Condominium
Active
520 Richard Jackson Boulevard 1008 Panama City Beach, FL 32407
2 Bed
2 Baths
1254 sqft
MLS# 776691
💰 $5,000 Closing Cost Credit! This beautifully renovated 2BR/2BA, 1,254 sq ft second-floor villa in Edgewater Beach Resort is fully furnished and rental-ready—ideal for investors, second-home buyers, or beach lovers. Enjoy wide pond views with turtles, fish, and wading birds from your private balcony. Recent upgrades include a 2024 hot water heater, HVAC2020,Dishwasher 7/23 and 2022 interior renovation. Edgewater offers 11 pools, Par-3 golf, pickleball, tennis, beachfront dining, Starbucks, and direct beach access. Located in the heart of Panama City Beach—priced to sell! — bring your buyer today!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Helen Ferrell
$330,000 (USD)
College Village Unit 2 Area Single Family Home
Active
3946 W 21st Place Panama City, FL 32405
3 Bed
2 Baths
1326 sqft
MLS# 783822
Welcome to this stunning brick home 3/2, ideally located just minutes from the Hathaway Bridge and only 15 minutes from the beach. Enjoy a quick 10-minute drive to the FUN filled downtown in Panama City area and St. Andrews Marina. This remarkable property has undergone extensive renovations inside and out making it have an effective year built date of 2023 on the property appraiser site. This home offers a modern and inviting living experience. The newly remodeled kitchen features stainless steel appliances and provides a stylish, functional space perfect for cooking and entertaining. Step outside to a fully fenced backyard complete with a covered slab porch—ideal for grilling and relaxing. A gazebo adds even more potential for outdoor enjoyment, and the double-gate fence allows easy access for pulling in your boat.
Situated on a corner lot, the home offers ample parking and a spacious garage measuring 21.5 feet deep, providing plenty of room for larger vehicles. Whether you're looking for the perfect starter home or a fantastic investment property, this one checks all the boxes. Call today to schedule your private showing!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Tabitha Garcia
$320,000 (USD)
Gulf Highlands Unit-2 Area Single Family Home
Pending
156 Manistee Drive Panama City Beach, FL 32413
3 Bed
2 Baths
1218 sqft
MLS# 780846
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Seller Motived! Beautifully updated 3-bedroom, 2-bath home ideally situated near Pier Park and Northwest Florida Beaches International Airport (ECP). This well-maintained residence features an inviting open floor plan with all new vinyl plank flooring, and abundant natural light throughout. The kitchen offers stylish updates including granite countertops, black stainless refrigerator, new electric range, and ample cabinetry. The primary master suite provides a comfortable retreat with a private bath. Additional highlights include a one-car garage, metal roof, extra parking pad for boats/RVs, covered front porch and expansive covered back deck. Conveniently located close to shopping, dining, and the sugar-white beaches of Panama City Beach. *All information and measurements approximate, verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$305,000 (USD)
Highland City Area Single Family Home
Active
2733 Wakulla Avenue Panama City, FL 32405
4 Bed
2 Baths
1272 sqft
MLS# 779224
!!! Price Reduction!!! Welcome to this charming 4-bedroom, 2-bath Craftsman-style home in the heart of Panama City. Built in 2012 and thoughtfully maintained, this residence offers 1,272 square feet of comfortable living space on an oversized 0.28-acre lot.
Inside, the open floor plan creates a bright and inviting atmosphere, ideal for both everyday living and entertaining. The well-designed kitchen flows seamlessly into the living and dining areas, while the split-bedroom layout ensures privacy for the primary suite.
Conveniently located just minutes from shopping, dining, and local amenities, this home blends comfort, value, and convenience—making it an excellent opportunity. Energy efficient solar panels are installed with an outstanding loan balance that will transfer to the buyer.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Beverly Reyes
$287,500 (USD)
Gulf Highlands Beach Resort Area Single Family Home
Pending
139 Gulf Highlands Boulevard Panama City Beach, FL 32407
2 Bed
3 Baths
1030 sqft
MLS# 776137
Charming Furnished Townhome in Gulf Highlands Beach Resort - Steps to the Sand! (Seller Motivated!)
Beautifully updated 2BR/2.5BA townhome featuring an open floor plan with granite countertops, shaker cabinets, stainless steel appliances, gas range, and large kitchen island. The living area includes a sleeper sofa and flows seamlessly to the covered patio, ideal for outdoor dining. A powder room and inside laundry room add extra convenience on the main level.
Upstairs, the primary suite offers a king bed, en-suite bathroom, and private covered balcony. The second bedroom features twin beds with easy access to the full hallway bath with a tub/shower combo. Throughout the home, you'll find tile and laminate plank flooring, a tankless gas water heater, and new dishwasher.
Gulf Highlands offers 11 pools (5 heated), pickleball and tennis courts, mini golf, and more -- plus a community pool right outside your door.
Whether you're seeking a turnkey vacation rental, second home, or full-time beach retreat, this townhome delivers the best of Panama City Beach living in a resort-style setting.
*All information and measurements approximate, please verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$280,000 (USD)
Shores Of Panama Phase I Area Condominium
Active
9900 S Thomas Drive 1106 Panama City Beach, FL 32408
0 Bed
1 Baths
473 sqft
MLS# 777382
There's absolutely no better investment in Panama City Beach than a studio condo at Shores of Panama! These units will maximize your rental income year after year, with this unit already booked 100% of the time between now and the end of February, 2026 if you choose to keep the current bookings! These units are also ideal as a personal beach getaway! Enjoy the unbeatable central location within walking distance to some of the beach's best dining, attractions and shopping - plus the world famous Pineapple Willy's is directly next door! This 11th floor gem boasts new/upgraded flooring, brand new A/C unit with 10 year warranty, crown molding, new full size front loading washer and dryer, new Polywood balcony chairs, and brand new fridge/freezer, which is all included in the purchase. This is a HOT listing and will not be available for long!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Ellie Avery
$278,000 (USD)
Pinehurst Area Single Family Home
Active
35 Cora Road Defuniak Springs, FL 32433
4 Bed
2 Baths
1414 sqft
MLS# 780584
Built in 2021, this lovely 4-bedroom, 2-bath home in peaceful Pinehurst Estates offers modern comfort with a welcoming small-town feel. Enjoy a bright, open layout with easy-care vinyl flooring, spacious living and dining areas, and a well-equipped kitchen with plenty of cabinet space. The primary suite includes a private bath, and the additional bedrooms provide flexibility for family, guests, or a home office.
Step outside to a large, fenced backyard with an above-ground pool, perfect for relaxing or entertaining. Situated on a 0.31-acre lot with a two-car garage, this home combines space, style, and convenience.
Nearby Attractions:
Enjoy the best of Northwest Florida with Ponce de Leon Springs State Park, Vortex Spring, Morrison Springs, and Lake DeFuniak all just a short drive away great for swimming, diving, hiking, and family fun.
Enjoy lower power bills and long-term savings with this beautiful home featuring a modern solar panel system. The system is already installed—just take over the lease and start benefiting immediately! Skip the high upfront costs while enjoying predictable energy bills and eco-friendly living.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Beverly Reyes
$270,000 (USD)
Gulf Highlands Area Single Family Home
Active
153 Damon Circle Panama City Beach, FL 32407
2 Bed
2 Baths
1152 sqft
MLS# 780114
Short Term Rentals Allowed! Welcome to your slice of paradise in Panama City Beach at Gulf Highlands! This charming furnished townhome offers a unique floor plan with three-bedrooms, one-and-a-half-baths, and additional sitting/media room. Step inside this well-appointed townhouse featuring a spacious living area, a fully equipped kitchen with all appliances conveying including a gas range, and ceramic tile flooring throughout the downstairs. Off of the kitchen is an enclosed seating area that could be used as a bonus media/game room. The bonus room currently has a sofa, futon and TV. The stairwell has hardwood treads leading up to the three bedrooms and full bathroom. The master bedroom features a plush queen bed, mounted TV, and offers a full-sized closet. Off of the master is a small second bedroom/flex room with a twin sized bed. The 2nd bedroom closet is great for extra storage space. The third, oversized bedroom offers a full-sized bed and twin bunkbeds. Enjoy the convenience of a full bathroom upstairs with access from the master bedroom and hallway. The inside laundry room is located off the bonus room with full size washer/dryer and extra shelving for storage. HVAC replaced in 2019. Gulf Highlands boasts an array of amenities, including 11 swimming pools-some of which are heated year-round mini golf, recently resurfaced tennis and pickle ball courts, shuffleboard, and a fitness center along with direct beach access. A beachfront ''Beach House'' & Pool Open year-round for breakfast, lunch, dinner and anytime snacks. Whether you're lounging poolside, enjoying a friendly match on the courts, or sinking your toes in the sand, every day feels like a vacation here. Plus, with nearby shopping, dining, and entertainment options, you'll have everything you need right at your fingertips. Don't miss your chance to call this Gulf Highlands townhouse your own and experience beach living at its finest!
*Buyer to verify all information and measurements, if important.*
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Brittany McLaughlin
$249,900 (USD)
No Recorded Subdiv Area Land
Active
12810 Hwy 231 Youngstown, FL 32466
Bed
0 Baths
sqft
MLS# 778158
Prime Commercial Opportunity in Youngstown!! The city of Youngstown is growing and thriving and have an estimated 27,000 vehicles per day that drive by this property on Hwy 231. This 5.09-acre commercial property has been cleared and is approximately 15 miles from Panama City and is situated on HWY 231. This property offers great visibility, it sits high and dry and is well-suited for a variety of commercial uses included retail center, convenience store, gasoline stations, auto parts stores, restaurants etc. Property is zoned C1 commercial.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Alicia Hartline
$229,900 (USD)
Sand Castles Villa Area Condominium
Active
4114 Holiday Drive 6 Panama City, FL 32408
1 Bed
2 Baths
620 sqft
MLS# 758911
SELLER IS HIGHLY MOTIVATED AND OPEN TO ALL OFFERS.. This cute 1 bedroom condo with a Loft is just steps away from the sandy, white beaches! This great east side location offers a quieter, less busy feel and is right off Thomas Dr. This beachy condo has been customized to be made into two bedrooms with two full bathrooms(one bathroom downstairs and one master bath upstairs). This unit has upgrades to include; the smart nest thermostat, a smart camera for added security, new ceiling fans, countertops. faucets and appliances. Enjoy Gulf views from the beach in the morning and sunset views in the evening! This unit is an excellent entry level opportunity to get steps away from the sandy, white beaches without busting the budget.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Lance Rhea
$215,900 (USD)
Edgewater Golf Villas V-A Area Condominium
Active
520 N Richard Jackson 1714 Boulevard 1714 Panama City Beach, FL 32407
1 Bed
2 Baths
853 sqft
MLS# 773615
SELLER IS VERY MOTIVATED!! BRING ALL OFFERS!!
LOCATION!! LOCATION!! LOCATION!!! This beautiful Villa is located in a highly desirable Resort Community. Edgewater Beach Resort is on the Golf Course. This spacious condo is on the second floor with a private balcony and a view of the pond. Owner's Pets Welcome! Condo is spacious, open and inviting. Have large rooms, full kitchen, nice decor and is fully furnished. Convenient location, Walkable to shopping, dining an entertainment. This Villa is convenient to the walkover where you can get on the tram to the beach and enjoy the exclusive beachside amenities including, tropical pools, hot tubs, cabanas, corner market, restaurant & bar. The Club sports complex offers unlimited golf, pro shop, massage, gym, tennis, basketball and shuffleboard etc. Don't miss out on this great opportunity.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Alicia Hartline
$185,900 (USD)
Fontainebleau Terrace Area Cooperative
Active
14401 Front Beach Road 310 Panama City Beach, FL 32413
0 Bed
1 Baths
330 sqft
MLS# 784225
EXCEPTIONAL GULF-FRONT INVESTMENT OPPORTUNITY AT THE HISTORIC FONTAINEBLEAU TERRACE. Cash in on this rental asset! Tastefully designed and perfectly positioned within the building's layout to maximize both scenery and return, Unit 310 is a rare find that is truly ready to perform.
PREMIUM WEST END LOCATION: Experience the most desirable side of Panama City Beach. Located on the quieter West End, you are perfectly situated to enjoy the best of the Gulf lifestyle while being just over a mile from the heart of the action. Whether it is a quick trip to the luxury shopping and dining at Pier Park, the new Topgolf, or the renowned Pirate's Dinner Theater, everything is within reach.
YEAR-ROUND REVENUE POTENTIAL: Panama City Beach is a true year-round destination. With world-class events hosted at Pier Park throughout all four seasons—including the New Year's Eve Beach Ball Drop, UNwineD Festival, Bike Week x2!, Ironman competitions, and massive car shows—Unit 310 stays in high demand. This unit offers the comfort and convenience that modern travelers seek for consistent coastal stays.
UNMATCHED SUNSET VIEWS: Enjoy exceptional, front-row views of the Emerald Coast every single day. Because this unit faces West, it captures the most stunning year-round sunsets on the beach—a major marketing advantage that will set your rental listing apart from the competition.
HASSLE-FREE INVESTING: The all-inclusive HOA is an investor's dream, covering electricity, water, Wi-Fi, EVERYTHING is included. This low-maintenance, high-yield property offers a compelling entry point into the market, with an estimated potential annual income reaching $35k-$40k once clientele is established.
LIVE THE PCB LIFESTYLE: From leisurely walks on the sugar-white sands to lounging by the beachside pool, Unit 310 offers the very best of the Florida coast. Don't miss this entry-level opportunity to secure a profitable piece of this historic condo. Schedule your viewing today!
Buyer to verify all information deemed important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Danielle Kemp
$139,900 (USD)
Fontainebleau Terrace Area Condominium
Active
14401 Front Beach Road 301 Panama City Beach, FL 32413
0 Bed
1 Baths
330 sqft
MLS# 775291
Lowest-Priced Gulf-Front Studio Investment in Panama City Beach, on the Gulf!
Short-term rentals allowed. This is a rare opportunity to own a piece of history at Fontainebleau Terrace, a beloved Gulf-front co-op on the sought-after west end of Panama City Beach. Unit 301 is ideally positioned with direct Gulf views from your front door, and when the door is open, you can hear the soothing sound of the waves inside.
Located next to Bid-A-Wee Beach, a private, deeded beachfront community, your Gulf views are unobstructed and protected—no condos or high-rises, just endless emerald waters and sugar-white sand.
This turnkey studio comes fully furnished and is ready to generate income as a short-term rental or serve as your personal beachfront getaway. All utilities are included in the monthly HOA fee—power, fiber-optic Wi-Fi, water, garbage, security, and more.
Fontainebleau Terrace sits just over a mile from the vibrant heart of Panama City Beach, including Pier Park, TopGolf, and the Pirate's Dinner Adventure. As one of Florida's top vacation destinations, Panama City Beach continues to thrive with year-round tourism, ensuring strong rental demand and attractive income potential well into the future.
Guests enjoy a beachfront pool with private beach access, on-site laundry facilities, covered beachfront pavilions, and lounge areas with panoramic Gulf views. Fontainebleau Terrace has passed its milestone inspection, confirming structural soundness, and is actively enhancing the property, with upgrades underway to the owners lounge, gym, and fifth-floor roof.
Don't miss this chance to secure a well-priced Gulf-front investment while prices remain low and the future is bright. Buyer to verify all information deemed important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Danielle Kemp
$129,900 (USD)
Port St Joe Area Land
Active
123 White Blossom Trl Port St. Joe, FL 32456
Bed
0 Baths
sqft
MLS# 320293
This ready-to-build -acre lot in the sought-after Magnolia Bluff community of Gulf County, Florida, presents a rare opportunity to jumpstart new construction without the usual delays. The property features a pre-existing slab foundation and comes with architectural plans, significantly reducing upfront time and costs. Located just 0.4 miles from pristine public beaches, the lot offers convenient access in a golf cart-friendly neighborhood close to local shops, restaurants, and boat ramps. The current owner is offering an optional pre-construction package in collaboration with a licensed contractor and reputable lender. Buyers may choose a turnkey land-and-build option (subject to lender approval) or purchase the lot separately and coordinate construction independently using the groundwork already in place. Comprehensive construction documents, including cost estimates for framing, plumbing, and electrical, TDB w/contractor upon choice, along with survey data and architect/engineering contacts upon request. Located in a federally designated Opportunity Zone, this property offers potential tax advantages and strong investment appeal. Gulf County is known for its stunning beaches, outdoor recreation, and laid-back coastal lifestyle. Nearby towns like Mexico Beach, Port St. Joe, and Cape San Blas offer dining, shopping, and entertainment, while seasonal activities like scalloping draw visitors from across the region. The area also features dog-friendly beaches, Veterans Park, and abundant opportunities for fishing, kayaking, paddleboarding, and birdwatching. Whether you're an investor seeking a high-potential project or a homeowner ready to build in a peaceful coastal setting, this property is a prime opportunity to own a piece of Florida's rapidly growing Forgotten Coast. Contact your favorite Realtor today for more info. Equal Housing Opportunity. Buyer to verify zoning, building requirements, HOA R&R, and permitting with proper authorities.
Listing Courtesy of Forgotten Coast REALTOR Association / Century 21 Ryan Realty / Danielle Kemp
$129,900 (USD)
Bayview Add Area Land
Active
0000 Drummond Avenue Panama City, FL 32401
Bed
0 Baths
sqft
MLS# 703186
Great location for Business!! Convenient, centrally located and easily accessible. Two huge side be side lots just off 15th Street. Zoned Mixed use. The possibilities are endless. Wooded and not in a flood zone. Priced to sell quick!!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Alicia Hartline
$129,900 (USD)
Magnolia Bluff Area Single Family Home
Active
123 White Blossom Trail Port St Joe, FL 32456
Bed
0 Baths
sqft
MLS# 765947
This ready-to-build ¼-acre lot in the sought-after Magnolia Bluff community of Gulf County, Florida, presents a rare opportunity to jumpstart new construction without the usual delays. The property features a pre-existing slab foundation and architectural plans, significantly reducing upfront time and costs. Located just 0.4 miles from pristine public beaches, the lot offers convenient access in a golf cart-friendly neighborhood close to local shops, restaurants, and boat ramps.
The current owner is offering an optional pre-construction package in collaboration with a licensed contractor and reputable lender. Buyers may choose a turnkey land-and-build option (subject to lender approval) or purchase the lot separately and coordinate construction independently using the groundwork already in place. Comprehensive construction documents, including cost estimates for framing, plumbing, and electrical, TDB w/contractor upon choice, along with survey data and architect/engineering contacts upon request.
Located in a federally designated Opportunity Zone, this property offers potential tax advantages and strong investment appeal. Gulf County is known for its stunning beaches, outdoor recreation, and laid-back coastal lifestyle. Nearby towns like Mexico Beach, Port St. Joe, and Cape San Blas offer dining, shopping, and entertainment, while seasonal activities like scalloping draw visitors from across the region. The area also features dog-friendly beaches, Veterans Park, and abundant opportunities for fishing, kayaking, paddleboarding, and birdwatching.
Whether you're an investor seeking a high-potential project or a homeowner ready to build in a peaceful coastal setting, this property is a prime opportunity to own a piece of Florida's rapidly growing 'Forgotten Coast.' Contact your favorite Realtor today for more information.
RV's & 5th Wheels are allowed to be housed in the garage.
Equal Housing Opportunity. All information deemed reliable but not guaranteed. Buyer to verify zoning, building requirements, HOA R&R, and permitting with local authorities.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Danielle Kemp
$125,000 (USD)
Fla Ranchos Second Section Area Manufactured Home
Active
12539 Silver Lake Road Fountain, FL 32438
2 Bed
2 Baths
840 sqft
MLS# 779968
Welcome to this beautifully maintained, modern 2-bedroom, 2-bath single wide mobile home built in 2022 is perfectly situated at in the serene area of Fountain, FL. Positioned just 30 minutes north of Panama City, its convenient location also offers a quiet, country secluded feel while being easily accessible to all the area has to offer.
Step inside to discover a clean and open floor plan featuring spacious living areas, a well-appointed kitchen with ample cabinet space, storage and sleek finishes throughout. The split floorpan offers sizable bedrooms with generous closet space and privacy, complemented by two full bathrooms designed for convenience and comfort.
Enjoy the peaceful surroundings and the ease of maintenance that comes with a newer home. Whether you're a first-time buyer, downsizing, or looking for a cozy getaway, this property offers the perfect blend of comfort, functionality, and modern living.
Don't miss your chance to own this move-in ready gem in a tranquil location—schedule your showing today!
-Located in flood zone A but have Elevation Certificate on file.
-Boundary Survey on file.
*Please note, the drop in gate off of the back porch does not convey in the sale.
**Buyer to verify all measurements and information, if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Brittany McLaughlin
$110,000 (USD)
Martinique Phase Iii Area Single Family Home
Active
5226 Kingston Circle Panama City, FL 32408
Bed
0 Baths
sqft
MLS# 774980
The Coastal Community of 'Martinique' is based upon a strong foundation of nature and local custom architecture. This beautiful vacant lot features wonderful views of the pond and is located in this highly sought after gated community. Martinique offers many amenities including an island pool with bath houses, a playground area, a pavilion, a basketball court and many greenway trails for strolling through the lakes. This lot features a beautiful view of a waterway making this the perfect location to build your dream home! The mail center is just across the street. Come enjoy nature at its finest with the resident deer and blue heron, ducks, and the many other beautiful birds and natural habitat.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Melissa Ryan
$84,900 (USD)
No Recorded Subdiv Area Land
Active
N/A Main Street Chipley, FL 32428
Bed
0 Baths
sqft
MLS# 711421
HIGHLY DESIREABLE COMMERCIAL LAND LOCATED OFF MAIN ST IN CHIPLEY, FL. Don't miss out on this unique opportunity to own over 1 acre of partially cleared land located behind the Red Roof Inn off Main St. Excellent location for new business with land ready to be built on. There is an easement from Main St to the property. All measurements subject to verification.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Lance Rhea
$50,000 (USD)
Tung Grove Ests 1st Sec Area Land
Active
0 US-231 Highway Fountain, FL 32438
Bed
0 Baths
sqft
MLS# 771091
Commercial parcel with 100 feet on Hwy 231.
Approximately .91 acre. High and dry!!!!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Melissa Ryan
$49,500 (USD)
Indian Bluff Estates Unit 1 Area Land
Active
0 Sunshine Drive Youngstown, FL 32466
Bed
0 Baths
sqft
MLS# 768140
Discover the perfect opportunity to build your dream home or invest in the serene community of Indian Bluff in Youngstown, Florida. Lot 30 offers a peaceful retreat surrounded by natural beauty, providing privacy and tranquility while still being conveniently located near Panama City.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Katie Patronis
$49,500 (USD)
Key Development Est. Area Land
Active
6009 Wedgewood Lane Youngstown, FL 32466
Bed
0 Baths
sqft
MLS# 767713
This spacious parcel offers an incredible opportunity to build your dream home in a peaceful, well-established neighborhood. With a generous lot size, you'll have plenty of room to create the ideal living space. The lot is ideally situated with easy access to major highways. This location offers both convenience and tranquility. Adjoining parcel also available.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Katie Patronis
$49,500 (USD)
Key Development Est. Area Land
Active
6013 Wedgewood Lane Youngstown, FL 32466
Bed
0 Baths
sqft
MLS# 767714
This spacious parcel offers an incredible opportunity to build your dream home in a peaceful, well-established neighborhood. With a generous lot size, you'll have plenty of room to create the ideal living space. The lot is ideally situated with easy access to major highways. This location offers both convenience and tranquility. Adjoining parcel also available.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Katie Patronis
$40,000 (USD)
Reedy Creek Area Land
Active
0 Reedy Creek Crossing Westville, FL 32464
Bed
0 Baths
sqft
MLS# 780113
This is a beautiful 8.55 acre lot in the Reedy Creek Subdivision. The lot would make the perfect home site or investment property! Most of the surrounding lots are vacant, which makes for a secluded area with plenty of woods and wildlife. Reedy Creek has some building restrictions (no mobile or modular homes) and an annual HOA fee that maintains the roads. Each lot has underground electricity running to the corner of the property. This development is less than 30 minutes from Walton County and about an hour to Panama City Beach. This excellent getaway spot isn't too far from the beaches. Come on out to see this stunning acreage today! Drive by, check it out and call your favorite Real Estate Agent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Wesley Dow
$3,500 / mo (USD)
No Recorded Subdiv Area Rental
Active
3816 Mariner Drive Panama City Beach, FL 32408
4 Bed
3 Baths
2587 sqft
MLS# 779491
Wonderful opportunity to live just minutes from the World's Most Beautiful Beaches and steps from St. Andrews Bay. 5 miles from St. Andrew State Park and numerous other Public Beach Accesses, this Spacious, Custom Coastal Cottage Style Home tucked away on a lot overflowing with Spanish Moss draped Live Oaks, Crepe Myrtle's, and Wild Magnolia Trees. This bright and airy, open floor plan 4 bedroom, 3 bath home is just under 2600 ft. and is beautifully designed with 10-foot ceilings, tall crown molding & baseboards as well as other beautiful wood trim throughout. Situated on the lot to offer the perfect amount of privacy in an amazing area surrounded by Saint Andrews Bay and Grand Lagoon. Grand Lagoon can be seen through the breakfast area windows and from the screened porch. Just a quick walk from the driveway will lead you to one of the best accesses to Saint Andrews Bay where you can launch your canoe, kayak, or paddleboard. You can also see Shell Island & Saint Andrew State Park from this point. A very short distance to many beach accesses to the Gulf-home to the World's Most Beautiful Beaches. The split bedroom floor plan features a large master suite with walk-in closet as large as many bedrooms. In addition to large double vanity, linen closet, and linen cabinet, the master bath offers a large walk-in shower with bench, two stationary showerheads and one mobile shower wand. All bedrooms are oversized. Everything in this is home was built with comfort in mind. Gourmet dream kitchen with huge island overlooks spacious family room with wood fireplace flanked on either side by large built-in bookcases. Kitchen includes built-in gas cooktop, double wall ovens in addition to a microwave, two dishwashers and an enormous walk-in pantry. Very large laundry room with built-in laundry sink, lots of shelving, cabinetry and hanging space. Enjoy a relaxing evening on the front porch swing or enjoy the view of Grand Lagoon from the screened porch, strategically placed so that it does not block sunlight coming into the living area. Home features an unbelievable amount of storage space and two gas tankless water heaters so you'll never have to wait for or run out or hot water. Expanded two car courtyard entry garage with extra space for storage. Fenced back yard. Lawn weed control and pest control provided. Refrigerator in garage is AS IS. 1 -2 dogs negotiable with owner's approval. $500 pet deposit/one time $50 pet fee/$25 pet rent. Measurements are approximate. Square footage per floor plans.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$3,100 / mo (USD)
Lynn Haven Area Rental
Active
1220 Mississippi Avenue Lynn Haven, FL 32444
4 Bed
2 Baths
1672 sqft
MLS# 782531
Beautiful large corner lot home in Lynn Haven with detached garage/workshop. You will love this 4 bedroom 2 bath split plan home built in 2021. Highlights include tall ceilings, LVP flooring throughout, kitchen island, granite countertops, stainless steel appliances, tray ceiling in master bedroom, laundry room with washer/dryer, metal roof with gutters, privacy fenced yard, double gate, widened driveway, parking pad beside fence, and flag pole. The detached garage/workshop has a roll up garage door on one side and the other side has an AC unit so it can be used for storage or a workshop. Nearby you there are 4 City of Lynn Haven parks, some that include boat ramps, swimming areas, playgrounds and ball fields. There is also a new walking/biking trail nearby. Lynn Haven is a golf cart friendly community. Centrally located between the beach and Tyndall AFB, with lots of restaurants and shopping nearby. NO PETS!
LANDLORD requires Renters Insurance $250,000 Personal Protection/$500,00 Personal Liability for the term of the lease with paid receipt/copy of declaration page.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,750 / mo (USD)
Southport Area Rental
Active
3065 Rachel Place Southport, FL 32409
4 Bed
3 Baths
2301 sqft
MLS# 783278
Hodges Bayou Plantation! Beautiful 4 bedroom 3 full bath open floor plan with split bedroom plan and 3 car garage with privacy fenced backyard. This home features solar panels, stainless appliances with island breakfast bar, pantry with shelving and cabinet with granite counter top, master bedroom with tray ceiling, master bath with separate shower, soak tub, double vanity and large walk in closet, covered back patio with ceiling fan overlooking the backyard.
Pet Negotiable $50 Pet Fee, $250 Pet Deposit and $25 per month pet rent.
Keyless Entry, Smart Home Security Panel and Firepit is AS IS.
Owner Requires Renters Insurance of $100,000 Liability and owner addition interested party. Community Amenities include a playground.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,700 / mo (USD)
Moonraker Area Rental
Active
104 Moonraker Circle Panama City Beach, FL 32407
4 Bed
2 Baths
1786 sqft
MLS# 777259
Moonraker - Conveniently located to the beach this 4 bedroom, 2 bath home features split bedroom floor plan with open living and dining room. Kitchen offers stainless steel appliances and kitchen island. Large master bedroom with trey ceiling opens to master bath which includes double vanity, garden tub, stand along shower and walk in closet. 'Smart Home' features available. Moonraker community offers community pool and barbeque area. Fenced back yard. Separate water meter for sprinkler system. Aqua Pro water filtering system provided. Salt is tenant responsibility. Trash Service included by HOA. Dog allowed $250 pet deposit/$50 pet fee/$25 monthly pet rent. PROPERTY RENTED UNFURNISHED.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,700 / mo (USD)
Palmetto Trace Area Rental
Active
121 Biltmore Place Panama City Beach, FL 32413
3 Bed
3 Baths
2061 sqft
MLS# 783235
Palmetto Trace - Over 2000 sq. ft this 4 bedroom, 2.5 bath home features split bedroom floor plan, formal dining area, breakfast area, great room with electric fireplace and living room. Open kitchen host stainless steel appliances, granite countertops and large pantry. French doors lead from the living room to large open pergola patio for enjoying quite evenings. Separate meter for sprinker system. Community featrues 2 community pool. Easy access to beach and Pier Park. 1 small dog under 20 lbs. $250 pet deposit/$50pet fee/$25 month pet rent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,600 / mo (USD)
El Centro Beach Area Rental
Active
16810 Junipero Avenue Panama City Beach, FL 32413
3 Bed
2 Baths
1225 sqft
MLS# 765368
For Rent!! NOW ACCEPTING APPLICATIONS!! Fully Furnished, Just steps away from the beach. This beautiful, clean, updated home for rent in a highly desirable area at the West End/Central area of Panama City Beach. Just 1.5 blocks away from the Gulf of Mexico. This 3BR/2BA house has been completely updated and is move-in ready. It has a large double car garage, fenced in backyard, huge cover patio and yard building for extra storage. This property is located at one of the most sought after areas at the West End of Panama City Beach. Conveniently located within a mile to Pier Park and Frank Brown Recreational Park, close to schools, NW Florida Beaches International Airport and so much more. Pet allowed with non-refundable deposit and monthly pet fee. Background/credit check required!! Owner is a licensed agent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Alicia Hartline
$2,600 / mo (USD)
Beachwalk Condo Area Rental
Active
17751 Panama City Beach Parkway 2E Panama City Beach, FL 32413
2 Bed
2 Baths
1100 sqft
MLS# 782484
For Lease - Furnished 2 bedroom, 2 bath townhome located on west Panama City Beach in the Beachwalk Condominiums. This is a furnished unit with an updated kitchen including all stainless appliances, gas stove top, and kitchen island. The first floor is the main living space, a full bathroom with walk-in shower and a dining set. Upstairs is the master bedroom with king bed suite, a balcony, and ensuite bathroom. The upstairs bathroom is shared with the two vanities - one in the master and one in the bathroom. Full size laundry system included. *No pets allowed. *Rent includes water, sewer, internet, garbage!
Beachwalk Condominiums is a small, low density resort featuring a community pool, shuffleboard, tennis and a nice boardwalk over to the gorgeous Gulf of Mexico! Close to restaurants, shops, entertainment and more, this location is ideal for anyone wanting to visit Panama City Beach. Just 6 minute walk to beach access 72!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,500 / mo (USD)
College Station Area Rental
Active
3787 Basal Street Panama City, FL 32404
4 Bed
3 Baths
1934 sqft
MLS# 781667
For Lease - Discover custom finishes and thoughtful details throughout this craftsman‑style 4 BR / 2.5 BA home, built in 2024 by Camden Homes (Cambridge plan). Located in the highly desirable neighborhood, College Station, this home is truly a step above the rest with many upgrades and high-end features. The split‑bedroom, open‑concept layout offers a bright and spacious living experience, centered around a gourmet kitchen with quartz countertops, a large island, Energy Star stainless appliances, and a walk‑in pantry with custom shelving designed for small appliances.
The primary suite features a trey ceiling, double vanities, a walk‑in shower, and a beautifully designed custom walk-in closet. Step outside to a covered back patio complete with a TV mount and dedicated grilling station—perfect for relaxed coastal living.
Additional highlights include a laundry room with washer and dryer included, plus a custom drop zone for everyday convenience. *HOA fees are paid by the homeowner, and garbage service is included. *Pets are negotiable with a $250 nonrefundable pet fee. *Renter's Insurance is required.
Beautifully appointed and move‑in ready.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,400 / mo (USD)
Preserve On The Bay Ph I Area Rental
Active
3202 Preserve Trails Boulevard Panama City, FL 32408
3 Bed
2 Baths
2301 sqft
MLS# 776733
The Preserves - This 3 bedroom, 2 bath home with new flooring is located in a gated community. Home features split bedroom floor plan, formal dining area, breakfast area and open living room with wood burning fireplace. Living room leads to heated and cooled Florida room. The large master suite leads to master bath featuring, garden tub, separate shower, double vanity, water closet with pedistool sink and large walk in closet. Bonus room for office. Weed control provided. Separate meter for sprinkler system. Tenant must register with HOA to obtain parking decals and P.O. Box (tenant cost). No Pets.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,400 / mo (USD)
Park Place Phase 1 Area Rental
Active
226 Bayou Bend Lane Panama City, FL 32404
5 Bed
4 Baths
2091 sqft
MLS# 776580
For Lease - Newly built in 2022, this 5 bedroom, 4 bathroom home is located in Park Place near TAFB, shopping and dining. Park Place is a newer community with a pool, grilling area and playground. The home features a split bedroom floor plan with the master bedroom overlooking the backyard. It has an open concept living space with the kitchen, living and dining perfect for entertaining. The kitchen offers a black stainless fridge, gas stove/oven, dishwasher and microwave with a kitchen island and quartz countertops. The spacious master bedroom has trey ceilings, ensuite bathroom with double vanities and walk-in shower. Three additional bedrooms and two full bathrooms on the main level and one bedroom with full bathroom upstairs above the garage. Fenced backyard; *Pets negotiable with $250 pet deposit, $50 pet fee, $25 monthly pet rent per pet.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,400 / mo (USD)
Panama City Area Rental
Active
300 Penny Court Panama City, FL 32401
4 Bed
3 Baths
2928 sqft
MLS# 778943
NEW BUILD - Elegant 3 bedroom, 2 bath WATERFRONT home featuring 2 stories with gorgeous view of Watson Bayou from each floor. Easy access to park located next to property. Third floor features open master bedroom with plenty of natural lighting, 2 walk-in closets and master bathroom with stand alone shower. Second floor hosts living/dining combo, 2 bedrooms, main bathroom, kitchen and laundry room. 2nd and 3rd floors feature balconies for enjoying the evening sunset over the bayou. Stainless steel appliances in kitchen. Washer and dryer convey. Tankless gas water heater. Starlink fire protection system included. Apartment on first floor and garage do not convey. Boat slips available for rental through Emerald Harbor Marina. Entrance located on the 2nd floor .No pets.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,300 / mo (USD)
Lake Marin Area Rental
Active
3416 Harrison Avenue Panama City, FL 32405
3 Bed
3 Baths
1932 sqft
MLS# 782594
Gorgeous Lakefront home for rent situated on Lake Marin! The two-story home has 3 BRs, 2.5 BAs and features stunning views overlooking the water from the living/dining room and master BR. Enter into the grande foyer into the open floor plan first floor with the Kitchen overlooking the dining and living room. The kitchen has plenty of cabinet/counter space, extra butler bar, and includes all appliances. Laundry room hookup downstairs. 1st floor master BR with views of Lake Marin and a built-into the wall ambiance fireplace. En suite master BA with double vanities, tub/shower; and large walk-in closet. Upstairs are 2 additional BRs with shared BA in hallway. Enjoy a cup of coffee on the covered porch & deck on the lake. Two-car garage; **Pets negotiable with $250 pet deposit, $50 pet fee, $50 monthly pet rent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$2,300 / mo (USD)
El Centro Beach Area Rental
Active
215 San Pablo Street Panama City Beach, FL 32413
3 Bed
2 Baths
960 sqft
MLS# 782729
For Rent!! Now accepting applications!! This beautiful, clean, well maintained, 3BR/1.5 BA beach house with carport is located in the most sought after area at the west-end/central area of Panama City Beach. It's conveniently located, close to all schools, within walking distance to the beach, approximately 1 mile from Pier Park, Frank Brown Recreational Center and approx. 10 minutes away from Northwest Florida Beaches International Airport. Owner is a licensed agent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Alicia Hartline
$2,050 / mo (USD)
No Recorded Subdiv Area Rental
Active
211 Sukoshi Drive Panama City, FL 32404
3 Bed
2 Baths
1512 sqft
MLS# 783084
For Lease - Updated 3 BR|2 BA spacious home in the Callaway area near Tyndall Air Force Base, grocery and restaurants. Enter into the open floor plan living room with vinyl plank flooring throughout and a fireplace. New kitchen with stainless appliances, granite counters and new cabinetry. Large master bedroom with ensuite bathroom. 2 car garage and washer/dryer hook up. *Pets negotiable with $250 pet deposit, $50 pet fee, $25 monthly pet rent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,950 / mo (USD)
Waterfall Phase I Area Rental
Active
109 Fossil Falls Panama City Beach, FL 32407
3 Bed
3 Baths
2093 sqft
MLS# 782104
Waterfalls - Enjoy quiet evenings viewing the pond at this beautiful 3 bedroom, 2.5 bath end townhouse. This property features master bedroom and bath, 2 bedrooms, full bath and laundry on the 2nd floor and living/dining combo, kitchen, 1/2 bath and 1 car garage on 1st floor. Large walk in closet in the master bedroom. Kitchen accents include stainless steel appliances and breakfast bar. Fenced back yard.Community features pool and clubhouse. Trash service included by HOA. Pets negotiable with owner approval. $250 pet deposit/$50 pet fee/ $25 month pet rent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,950 / mo (USD)
Panama City Area Rental
Active
5893 Tyndall Place Panama City, FL 32404
3 Bed
2 Baths
1504 sqft
MLS# 779053
NEW BUILD - Tyndall Place 2 Story Townhome! 3 bedroom, 2.5 bath, 1 car garage and 2 parking spaces, conveniently located to shopping and Tyndall Air Force Base. This home features, open living area downstairs, open patio off the dining/living area, split bedroom plan upstairs and laundry room, LVP flooring throughout, island breakfast bar, granite countertops, stainless appliances, large deep sink, and tray ceilings. Complex has a fenced community dog park. 1 small dog allowed $250 pet deposit/$50 pet fee/$25 month pet rent. Non-smokers!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,900 / mo (USD)
Hathaway Townhomes Area Rental
Active
1874 Pointe Drive Panama City Beach, FL 32407
3 Bed
3 Baths
1496 sqft
MLS# 781562
Hathaway Townhomes! Cute 3 bedroom 2.5 bath 2 story townhome with 1 car garage! This townhome features ADT Smart Panel (AS IS), downstairs living/dining open floor plan, stainless appliances, granite countertops, breakfast bar, half bath, tall ceilings, LVP flooring in the common areas and carpet upstairs. 2 bedrooms, full bath and the master suite are upstairs with a laundry closet, washer and dryer included (AS IS). HOA provides lawn care, trash and community pool. Required cable/internet provider is AT&T
Pet Negotiable! Pet Fee$50.00 per pet, Pet Deposit $500.00 per pet and $50.00 per month pet rent.
Non-Smokers!
Tenant occupied until 12/1/2025
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,600 / mo (USD)
Panama City Area Rental
Active
5213 Trelawney Avenue Panama City, FL 32408
2 Bed
2 Baths
1424 sqft
MLS# 781314
Cute 2 bedroom 2 bath home. This home features LVP flooring throughout, foyer, large living area, dining area, kitchen, breakfast area, laundry room with W/D hookups, open front patio courtyard, side open patio on large corner lot with chain link fenced backyard. Driveway parking. Shed is owner lockout. Exterior shower is non-operational.
NO SMOKERS and NO PETS!
Property is on septic tank/lift station.
All electric!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,500 / mo (USD)
Belaire Estates Replat Area Rental
Active
412 W 26th Street Lynn Haven, FL 32444
3 Bed
2 Baths
1198 sqft
MLS# 781552
Lynn Haven 3 bedroom 2 bath duplex with chain link fenced backyard with a shed. This home features a galley kitchen, laundry closet with W/D hookups, tile floors throughout with carpet in the front bedroom, split bedroom floor plan, screened in patio and a open patio area in the front. All Electric! 1 small dog under 20 lbs. $50 pet fee, $250 pet deposit and $25 per month pet rent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,500 / mo (USD)
Delwood Estates Ph 1 Area Rental
Active
1025 W 19th Street 7C Panama City, FL 32405
2 Bed
2 Baths
1164 sqft
MLS# 782482
Delwood Estates! 2 bedroom 1.5 bath 2 Story Townhome! This home has a galley kitchen, dining, living room with french doors that open to the back patio, both bedrooms and full bath are upstairs, laundry room downstairs off the half bath.
Outside storage room. Community pool, clubhouse and tennis courts. Close to shopping and restaurants. Includes basic cable, lawn and outside pest control by the HOA and is subject to change. Pet Friendly: 2 small dogs under 20 lbs. $50 Pet Fee per pet/$250 Pet Deposit per pet/$25 per month pet rent.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,400 / mo (USD)
Panama City Area Rental
Active
2026 Baker Court 21 Panama City, FL 32401
2 Bed
2 Baths
1200 sqft
MLS# 776830
Charming townhome in the heart of St. Andrews where outdoor lifestyle meets convenience. Baker Court is a quaint townhome community with a common lawn shaded with live oak trees. Inside, you'll find an expansive living area with vaulted ceiling, open floor plan for cooking and entertaining and great back patio. The kitchen is equipped with a refrigerator, stove/oven, dishwasher and a pantry closet. It has plenty of cabinet storage, counter space and a breakfast bar. Inside laundry hookup closet. The Master bedroom is roomy for a king suite, vaulted ceiling and another back patio to enjoy from the bedroom. Master ensuite bathroom with double vanity, large walk-in closet and separate shower/toilet room. The split bedroom plan provides privacy with the second bedroom located off the entry foyer area and has an access door to the second bathroom, as well as bathroom access from the hallway. This is a great townhome for those looking for a quiet place to call home and enjoy the hip St. Andrews & Downtown Panama City area. Great place for walks/runs/biking and kayaking/fishing in St. Andrews Bay! Imagine strolling down just steps to the Bay and catching the sunset before dinner!
ALL ELECTRIC!
Dumpster and lawn service provided by the HOA.
2 Assigned Parking Spaces
NO PETS!
Non-Smokers!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,300 / mo (USD)
No Recorded Subdiv Area Rental
Active
7102 N Lagoon Drive Panama City, FL 32408
2 Bed
2 Baths
842 sqft
MLS# 781551
For lease - Unfurnished 2 bedroom, 2 bathroom town home located on North Lagoon Drive in Panama City Beach. Freshly painted, new blinds installed and luxury vinyl plank flooring and ceramic tile throughout. Open floor plan with the kitchen overlooking the living room. Kitchen has stainless refrigerator & dishwasher, a stove/oven, microwave, and breakfast bar. Master bedroom has a walk-in closet and ensuite bathroom with tub/shower combination. The second bedroom has an attached bathroom with walk-in shower. Washer/Dryer stacked laundry system included! This is a newly refreshed town house move in ready conveniently located on East Panama City Beach near the Navy Base, grocery stores, public beach accesses and St. Andrews State Park! New fencing added to secure pets in the backyard; however, the fenced backyard is open and shared with other neighbors. **Pets negotiable with $250 pet deposit, $50 pet fee, $25/month pet rent per pet.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed
$1,300 / mo (USD)
Panama City Area Rental
Active
5522 Pinetree Avenue Panama City, FL 32408
1 Bed
2 Baths
829 sqft
MLS# 778265
Walking Distance to the beach!
Duplex! Walking Distance to the beach!
1 master bedroom, bonus room/office, 1.5 bath, open living area with vaulted ceiling open to the kitchen, breakfast bar, stackable W/D included AS IS, tile flooring in the common areas and berber carpet in the bedroom/bonus room, covered front porch and open back patio.
All Electric/Septic Tank
No Pets!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Patricia Sneed