My Office's Listings

Some or all of the listings below are provided by the Ryan Realty office.
$949,900 (USD)
Active

Gulf Lagoon Beach Area Single Family Home

Active

5310 Thomas Drive Panama City Beach, FL 32408

4 Bed
5 Baths
2396 sqft
MLS# 779080
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing!

Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location

Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape.

With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation.

PROPERTY HIGHLIGHTS:

• 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale)

• 3 Ensuite Baths + 2 Half Baths

• Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis

• Multiple Balconies with Gulf Views

• Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors

• Chef's Kitchen with Stainless Appliances & Seating for 10-12

• Parking for 4 Vehicles + Golf Cart Friendly

• Hurricane Windows, Hardie Siding & Metal Roof for lasting durability

First Floor:
- Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access
- Bonus Bunk/Closet Room with Mounted TV
- Spacious Living Room & Dining for 8+ (extra bar seating)
- Chef's Kitchen
- Laundry Room | Guest Half Bath

Second Floor:
- 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite
- Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony

Third Floor:
- Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games
- Private Gulf View Balcony + Half Bath

WHY YOU'LL LOVE IT:

-Steps to Beach Access #7 - walk to sand, surf, dining & attractions.

-Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets.

-Entertain on multiple balconies with sparkling Gulf Views.

STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request.

High-yield income opportunity!

SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined)

A True Coastal Masterpiece!

Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers.

Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast.

Luxury. Location. Lifestyle. This one has it ALL!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$949,900 (USD)
Active

Gulf Lagoon Beach Area Single Family Home

Active

5312 Thomas Drive Panama City Beach, FL 32408

4 Bed
5 Baths
2396 sqft
MLS# 778899
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing!

HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE.

Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential.

Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale).

Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece.

Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors.

The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor.

On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await.

The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games.

With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE!

$$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties!

BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings.

Unmatched portfolio or multi-home investor package opportunity!

Schedule your showing today!

GRI: Rental Revenue for 2024 & 2025 are available upon request.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$780,000 (USD)
Active

Emerald Lake Estates Area Single Family Home

Active

12560 Emerald Lake Drive Panama City Beach, FL 32407

3 Bed
3 Baths
2597 sqft
MLS# 787111
Virtual Tour
Builder's Personal Custom built Luxury Home on a natural Lake in this Prime Panama City Beach Location! This stunning home is situated on a cul-de-sac and offers the perfect blend of privacy, elegance, and convenience--just two blocks from the World's Most beautiful beaches in Panama City Beach and moments from Pier Park dining and shopping, Top Golf, the new Dolly Parton Pirates Voyage dinner shows, and convenient to some of the beaches top-rated schools. Built in 2020 to the highest hurricane standards with upgraded doors and windows, this home has been thoughtfully designed inside and out. Step inside to find luxury vinyl plank flooring, shiplap accents in every primary room, and an inviting open-concept floorplan that flows seamlessly from the living room to the dining area and into the chef's kitchen. The kitchen is a showstopper, featuring quartz countertops, beautiful backsplash,a stainless steel appliances with dual oven electric stove, a pot filler, top-of-the-line slide-out microwave drawer, and soft-close shaker cabinets--perfect for entertaining or everyday living. Enjoy year-round comfort with a Rinnai tankless water heater providing endless hot water, plus hot and cold exterior faucets for convenience. The cozy enclosed patio room is used as an extra den and is the perfect spot for relaxing and overlooking the private natural lake, creating a peaceful setting for morning coffee or evening gatherings. This home offers flexibility with a bonus room/office on the main floor and an upstairs loft that can easily serve as a second office, media area, or playroom. The oversized garage is extra deep and includes a third golf cart door, ceiling fans, and additional golf cart parking alongside the home--ideal for a small boat.
The Additional highlights include: Private cul-de-sac location on a secluded lake Enclosed sunroom with lake views, Extra storage and parking options only Minutes to schools, shopping, entertainment, and the beach. This property truly checks every box: prime location, quality construction, modern updates, and a serene setting. Don't miss this rare opportunity to own a custom builder's personal home in the heart of Panama City Beach! No HOA fees!!!!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Melissa Ryan
$649,000 (USD)
Active

Boardwalk Central Area Condominium

Active

9450 S Thomas Drive 209C Panama City Beach, FL 32408

2 Bed
2 Baths
1152 sqft
MLS# 778673
Gulf-front retreat at Boardwalk Beach Resort Condominium! This beautifully furnished 2 BR/2 BA condo on the 2nd floor offers stunning views of the sugar-white sands and emerald waters from your private balcony. Features include fully equipped kitchen, spacious master suite, with a gorgeous view of the Gulf and a private balcony access. Beautifully renovated with new open shelving, shiplap, and quartz countertops in the kitchen. New sinks, faucets, cabinetry, flooring, lights, fans, and refrigerator. Coastal furnishings and decor provide the ultimate luxurious beach experience with gorgeous views. The condo is fully furnished and move-in or rental ready! Boardwalk is a premier resort with a resort-style pool, kids' splash zone, fitness center, beachfront bar & grill, and 24-hour security. Perfect for a vacation home or rental investment. . This is the condo you have been waiting for! Contemporary design along with Beach Coastal furnishings and decor provides the ultimate luxurious beach experience with gorgeous Gulf front views. Beautiful 2nd floor (NO WAITING ON ELEVATORS) has open shelving, shiplap, and quartz countertops in the kitchen boasting a spacious and very modern culinary experience! Master bedroom has a gorgeous view of the Gulf as well with a private balcony access.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Katie Patronis
$594,000 (USD)
Active

Seaview Village Area Single Family Home

Active

8410 Thomas Drive 4 Panama City Beach, FL 32408

3 Bed
3 Baths
1446 sqft
MLS# 779544
3BD | 3BA | STR ALLOWED | PRIVATE POOL | OUTSIDE SHOWER | FULLY FURNISHED | SLEEPS 8-10 | PARKING for 4 | BLOCK to GULF | BEACH ACCESS 20

Welcome to your dream coastal retreat! This stunning 3-bedroom, 3-bathroom Beach Home is the largest floor plan of only eight single-family residences in the exclusive Seaview Village.

Fully furnished and turnkey, with a private pool and outdoor shower, this property is perfectly situated just one block from the pristine Gulf of Mexico and Beach Access 20. Designed for both comfort and style, it can sleep 8-10 guests, includes four parking spaces, and is completely rental-ready—an outstanding opportunity for families or investors alike.

Property Highlights:

• Prime Location: Steps from the sugar-white sands and emerald waters of the Gulf, offering endless opportunities for beachside relaxation and recreation.

• Spacious Layout: Three bedrooms—two on the main level and one upstairs—each with en-suite bathrooms for ultimate comfort and privacy.

• Main-Level Retreat: A master suite with private pool access, a second en-suite bedroom with custom bunks, plus a laundry room with large stackable washer/dryer.

• Second-Level Living: Features another large master suite, open-concept living and dining with a fireplace, fully equipped kitchen, and private covered balcony—ideal for entertaining and maximizing rental appeal.

• Outdoor Oasis: Enjoy your own private pool, outdoor shower, covered patio with grill and seating, and balcony views toward the Gulf—perfect for sunrise coffee or sunset cocktails.

• Turnkey & Rental Ready: Thoughtfully furnished with coastal décor and all essentials, allowing for immediate use or income potential.

• Investment Opportunity: With a desirable location, private pool, and proven rental demand for similar homes, this property offers excellent potential as a high-performing vacation rental.

Don't miss the chance to own this exceptional beach home that combines modern comforts with unbeatable proximity to the Gulf.

Whether you're searching for a personal coastal sanctuary or a profitable investment, this home delivers the best of both worlds.

Schedule your private showing today and experience coastal living at its finest!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway