My Office's Listings

Some or all of the listings below are provided by the Ryan Realty office.
$525,000 (USD)
Active

Palm Bay Unit 4 Area Single Family Home

Active

127 Palm Bay Boulevard Panama City, FL 32408

3 Bed
2 Baths
2144 sqft
MLS# 782631
Executive-style 3-bedroom, 2 bath home with 3-car garage in the desirable Palm Bay community of East Panama City Beach. This beautifully updated residence features a split bedroom floor plan with transom windows that bring in abundant natural light. The remodeled kitchen offers quartz countertops, stainless steel appliances, 5-burner gas cooktop, built-in oven, and breakfast nook. Interior highlights include new Mohawk Ultrawood waterproof wood floors, freshly painted walls and baseboards, and a spacious laundry room with quartz countertop, wash sink and Samsung washer/dryer set.

The master suite boasts plantation shutters, private patio access, jetted tub, walk-in shower, double vanities, and walk-in closet. A hallway bathroom with a convenient tub/shower combination serves the additional bedrooms. Bathrooms have been upgraded with new toilets and water lines (2025).

Enjoy outdoor living with a screened-in patio featuring refinished concrete flooring and direct-connect gas line, lush landscaping supported by a Rainbird irrigation system, and new exterior lighting. Recent updates include roof and fence (2018), exterior painting, Carrier Infinity HVAC with gas heat pump, gas water heater, new gutters with leaf guards, and well pump.

A rare 3-car garage with 895 sq ft provides ample space for vehicles, storage, or workshop needs. This home combines modern upgrades, efficiency, and coastal charm—ready for its next owner.

*All measurements and information approximate, please verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$479,999 (USD)
Active

Whisper Dunes Area Single Family Home

Active

220 Laurel Oak Lane Panama City Beach, FL 32413

3 Bed
2 Baths
1604 sqft
MLS# 779188
Back on the market better than ever!
This beautiful home now features a BRAND-NEW ROOF and a price improvement, making it an incredible opportunity for buyers looking for value and peace of mind.
Discover your dream home in the highly sought-after Whisper Dunes Community, where coastal elegance meets practical living. This stunning three-bedroom, two-bathroom residence showcases the popular Bonita Floor Plan with distinctive Craftsman elevation, delivering 1,604 square feet of thoughtfully designed living space.

Built by renowned Samuel Taylor Homes, this property exemplifies superior craftsmanship and attention to detail. The heart of the home features a spacious open floor plan flooded with natural light through large windows in both living and dining areas. The gourmet kitchen boasts stainless steel appliances, oversized 36-inch wood cabinetry with crown molding, and elegant granite countertops that would make even the pickiest chef smile with approval.

Throughout the home, you'll appreciate designer carpet in main living areas and bedrooms, eight-foot two-panel Craftsman interior doors, and brushed nickel fixtures and faucets. The full bathrooms feature raised vanity heights and large tile flooring, while the laundry room maintains the same quality finishes.

Constructed with two-by-six exterior walls and a hurricane tie-down anchor system, hurricane rated garage door, and hurricane window coverings. This home prioritizes both durability and safety. The exterior showcases beautiful coastal and Craftsman architecture, complemented by a spacious two-car garage and low-maintenance aluminum fascia with vinyl soffits.

Whisper Dunes offers exceptional community amenities, including a beautiful pool and cabana, sidewalks, and professional lawn maintenance through your homeowners association dues. This golf cart-friendly neighborhood provides convenient access to pristine beaches, popular restaurants & shopping destinations, like pier park, the airport, and the scenic South Walton area. Experience comfortable living in this must-see home that perfectly balances style, quality, and location.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Jena Buchanan
$469,000 (USD)
Active

Panama City Beach Est Area Single Family Home

Active

308 Dogwood Street Panama City Beach, FL 32407

4 Bed
2 Baths
1620 sqft
MLS# 773320
INVESTORS! Short-term rental allowed! Oversized 133'x108' parcel zoned for multi-family with potential for an amazing income producing property! Live/rent the main home and build an additional duplex or single-family home (design available). The existing 4 BR, 2 BA home includes an additional ADU (accessory dwelling unit) ideal for a mother-in-law suite, rental income or bonus space. The lock out unit has a separate entrance and offers a kitchenette and is plumbed/wired for adding a bathroom. It can be used as a bonus lock out room or finished out to have a second income producing unit. This is a great property for those looking to spread out with plenty of room for parking boat/RV, while also having a handy workshop at home. The main home is spacious and well-maintained with updated vinyl plank flooring, ceramic tile. While located in Bahama Beach is zoned as Panama City Beach Estates where Short Term/multi family is approved. Upgrades include: New Roof in 2019, Whole House re Plumbed in 2017, HVAC in 2019, Connected to Sewer in 2018. Established long-term renters in place.
This is a must-see property in the heart of Panama City Beach within a 10-minute walk or short golf cart ride to beach access 47! *All information and measurements are approximate, buyer to verify.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$460,000 (USD)
Active

Seychelles Resort Condominium Area Condominium

Active

5115 Gulf Drive 2105 Panama City, FL 32408

1 Bed
2 Baths
873 sqft
MLS# 775818
Experience true beachfront living in Seychelles Unit 2105. This beautifully appointed Gulf-front condo features a spacious primary bedroom overlooking the emerald waters of the Gulf of Mexico aka Gulf of America! Wake up to breathtaking sunrises and the sound of the waves. There is a Bunk Room that is used as a 2nd bedroom with 2 twin beds. Enjoy the coastal breeze from your 25 foot covered oversized balcony, perfect for relaxing or entertaining. This unit offers stunning gulf front views from the main living area, dining, kitchen and the master bedroom. Enjoy the gulf views from the fully equipped kitchen with a breakfast bar, all appliances and a pantry. This well-maintained resort in the heart of it all features two swimming pools, hot tub, fitness center, a covered parking garage and direct beach access to the World's most beautiful beaches and the Emerald blue green Gulf waters!!!! Enjoy your vacations here and also take advantage of the turnkey rental-ready unit with a track record of repeat customers.
Located in the heart of Bay County on the World's Most Beautiful Beaches! You may want to visit St. Andrews State Park with approximately 1000 acres of pristine beaches and nature. You can walk, bike, or drive to this amazing State Park.
Take advantage of the gulf front views while dining from the famous Schooners located right next door!!!! Schooners is a Panama City Beach favorite and known as ''The best local Beach Club'' with great food & fun!
Did I mention there are numerous marinas and plenty of boating opportunities just around the corner on Grand Lagoon with access to the Gulf of Mexico??? You will be amazed at this location and all it has to offer.....!!!!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
$455,000 (USD)
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Legend Place Condos Area Single Family Home

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4326 Legend Place 24 Panama City Beach, FL 32408

3 Bed
2 Baths
1648 sqft
MLS# 786086
WELCOME TO PANAMA CITY BEACH: PREMIER SINGLE-FAMILY HOME!

Experience the pinnacle of Florida living in this stunning well cared for 3-bedroom, 2-bathroom single-family residence located within the prestigious, gated enclave of Bay Point. Situated at 4326 Legend Place #24, on the 16th fairway of the Jack Nickles designed Golf Course. This property offers a rare combination of security, architectural elegance, and an unparalleled resort lifestyle. Boasting a durable clay tile roof installed in 2019 and a classic stucco exterior, this 2,259 total square foot home is positioned in a non-flood zone, offering both luxury and peace of mind in a 24-hour secured coastal community.

UNMATCHED AMENITIES AND THE BAY POINT LIFESTYLE

Living in Bay Point is an entry into a world-class recreational paradise. Residents enjoy access to championship golf courses, a full-service marina, and professional-grade tennis facilities. This golf-cart-friendly community is designed for the active enthusiast, offering a seamless blend of high-end sporting and social opportunities. Security is a priority here, with 24-hour guarded gate access included in the community benefits, alongside a dedicated yearly termite prevention service to ensure the long-term integrity of your home.

A BACKYARD OASIS AND EFFICIENT COMFORT

The exterior features a meticulously landscaped backyard serving as a private sanctuary with lush tropical greenery. Inside, the 1,648 heated square foot floor plan is complemented by an owner-measured 100 square foot attic space, perfect for additional storage. This home is as efficient as it is beautiful, with utility averages reflecting a manageable coastal lifestyle: average/approximately $160 for power, $60-$70 for water, and $38 for cable per month.

PREMIER LOCATION AND INVESTMENT FLEXIBILITY

Located minutes from Pier Park and the Grand Lagoon, this home offers a quiet sanctuary near the best shopping and dining in Panama City Beach. For the savvy investor, the short-term rental friendly nature of Bay Point makes this an ideal candidate for a high-revenue vacation rental or a turnkey second home. To make the transition even smoother, high-quality furnishings are negotiable with the sale.

MODERN COMFORT AND TIMELESS ARCHITECTURE

Built with enduring quality, the home features an open, single-story layout that maximizes natural light. From the air-ducted heating to the centralized cooling, every detail has been maintained for year-round comfort. This is a rare chance to own a piece of Bay Point's legendary landscape, where every day feels like a vacation in a secure, vibrant waterfront community.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Danielle Kemp
$399,999 (USD)
Active

Greenwood Estates 6 Area Condominium

Active

7813 N Lagoon Drive 9F Panama City, FL 32408

3 Bed
3 Baths
1290 sqft
MLS# 765546
Love BOATING, FISHING & living the GULF and BEACH LIFE? This beautiful 3 Bedroom, WATERFRONT Unit with your own PRIVATE, COVERED deep-end BOAT SLIP and DUAL LIFTS, comes FULLY FURNISHED and TURNKEY READY — Waiting just FOR YOU!

If you've been waiting for a true waterfront unicorn with a private Boat Slip, this is the one. This 3 Bedroom, 2.5 Bathroom North Lagoon beauty is one of the few condos offering a large, covered BOAT SLIP with NEW dual lifts, built to accommodate a 30 Ft Boat +10,000 lbs. — all INCLUDED in the Sales Price!

Completely furnished, updated, and 100% turnkey, this coastal retreat is designed for buyers who want luxury, convenience, and instant access to the water the moment they arrive.

And yes... the seller is open to negotiating their nearly brand-new, high-end 22' BENNINGTON Saltwater Edition Tritoon with only 15-20 hours of light use. Add that to your lifestyle package, and you're stepping into a premier boating paradise!


THE WATERFRONT ADVANTAGE -

Your private, deep-water canal slip includes:

Large, covered boat slip—a rare and valuable find

All-new dual-motor lifts + updated cables & premium upgrades

Designed specifically for high-end vessels (like the seller's luxury Bennington Tritoon)

$50K-$75K in contributory value—already included!

Boaters will immediately recognize the value, convenience, and protection a covered, upgraded slip offers—this setup is as turnkey as the condo itself.


INSIDE YOUR FULLY FURNISHED, MOVE-IN READY RETREAT -

Step into coastal perfection with:

Beautifully updated interiors with modern, stylish furnishings

A bright, open-concept living area that captures sunrise + sunset views

3 spacious bedrooms and 2.5 bathrooms designed for comfort and coastal living

Fully furnished—bring your suitcase and your boat keys!


THE VIEW YOU'LL NEVER GET TIRED OF -

This south-facing unit delivers daily postcard moments—morning sunrises over the Lagoon and vibrant sunsets to close out the perfect day.


LOCATION: EVERYTHING YOU LOVE, MINUTES AWAY -

Nestled in the quiet, sought-after community of Greenwood Estates, enjoy:

Quick boat access to Shell Island, the Gulf, and top fishing waters

Nearby beach access, restaurants, marinas, boutiques, & grocery stores

Close to St. Andrews State Park

Low-traffic streets in a peaceful, waterfront neighborhood

HOA covers nearly everything except power and internet—simple, effortless living.


WHY BUYERS LOVE THIS UNIT -

Fully Furnished & Turnkey

Rare Covered Slip + Dual Lifts

Updated & Move-In Ready

Negotiable High-End Tritoon Boat

Waterfront Views That Impress

Premier Location for Boaters & Beach Lovers Alike

This condo has been loved and meticulously maintained for years—and now it's ready for someone new to create their own waterfront lifestyle.

DON'T MISS THIS ONE — WATERFRONT UNITS WITH FEATURES LIKE THIS NEVER LAST!

If you're a boater, beachgoer, angler, or lover of all things coastal, this condo is the complete package you've been searching for.

Schedule your private tour ASAP—before this rare opportunity and incredible Price slips away!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway