Listing Courtesy of: CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan
1301 Foster Avenue A, B Panama City, FL 32401
Pending (6 Days)
$450,000 (USD)
Description
MLS #:
784047
784047
Taxes
$4,236(2025)
$4,236(2025)
Lot Size
9,240 SQFT
9,240 SQFT
Type
Multifamily
Multifamily
Year Built
1964
1964
Style
Duplex
Duplex
County
Bay County
Bay County
Community
No Named Subdivision
No Named Subdivision
Listed By
Natalie Ryan, Century 21 Ryan Realty
Source
CENTRAL PANHANDLE
Last checked Jan 29 2026 at 3:23 AM CST
CENTRAL PANHANDLE
Last checked Jan 29 2026 at 3:23 AM CST
Bathroom Details
- Full Bathrooms: 3
Interior Features
- Gas Water Heater
- Electric Range
- Tankless Water Heater
- Windows: Double Pane Windows
Subdivision
- No Named Subdivision
Heating and Cooling
- Electric
- Central
- Separate Meters
- Ceiling Fan(s)
- Central Air
Flooring
- Luxury Vinyl Plank
Utility Information
- Utilities: High Speed Internet Available
- Sewer: Public Sewer
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Parking
- Paved
Stories
- 1
Location
Estimated Monthly Mortgage Payment
*Based on Fixed Interest Rate withe a 30 year term, principal and interest only
Listing price
Down payment
%
Interest rate
%Mortgage calculator estimates are provided by C21 Ryan Realty and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/28/26 19:23
Prime St. Andrews Duplex - Updated, Income-Ready, and Steps from the Waterfront Lifestyle!
Located in the heart of historic St. Andrews, this versatile 6 BR/3 BA duplex offers the perfect blend of walkable coastal living and smart investment potential. Enjoy being just a short stroll from local boutiques, waterfront dining, live music venues, parks, and public boat ramp access—a rare opportunity in one of Panama City's most beloved neighborhoods.
This well-maintained property features a metal roof, durable brick and vinyl siding, tankless gas water heaters, separate driveways, and an RV ready concrete pad with water and power hookups. A detached one car garage with an attached bonus storage shed adds even more functionality for owners or tenants. Both units are separately metered for power, offering convenience and clean accounting for rental income.
Side A - 4 BR/2 BA | Updated & Spacious
Split bedroom plan, two newly remodeled baths, updated kitchen with quartz countertops and tile backsplash, custom built ins, laundry hookup, great natural light, and a newly fenced yard with private gazebo.
Side B - 2 BR/1 BA | Open & Inviting
Perfect for short term guests, long term tenants or multigenerational living.
Spacious living area with open kitchen/dining, split bedroom layout, laundry room with hookups, updated covered porch with privacy curtains, 2 car carport, and ample driveway parking.
Ideal for owner occupants or investors seeking strong rental potential in a high demand waterfront community.
Whether you're seeking a primary residence with rental income, a multi-generational setup, or a strong addition to your investment portfolio, this St. Andrews duplex delivers exceptional value. With modern updates, flexible layouts, separate power meters, and unbeatable proximity to the waterfront lifestyle, this property is ready to generate income and impress future tenants or buyers.
*All measurements and information are approximate, please verify if important.